Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,228

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Pilar Kraman

Responsive and easy to deal with

Responsive and easy to deal with. If only all insurance companies were this good!
5

out of 5

POSTED: | BY: Hannah Park

Best decision for my dog

I had healthy paws since my dog was a puppy. Initially i wasnt sure if i wanted a pet insurance but i wanted to make sure i dont have to to through an internal battle when it comes time whether to treat my dog with whatever treatment she needs due to high vet bills. Needless to say, now that she is 14years old, she has had multiple vet visits including specialist visits. Insuring her through healthy paws was the best decision i made for her. Healthy paws makes it even easier on pet parents. Their review doesn’t take weeks. I always got EOB within 2 says and deposit soon after. Thank you healthy paws!
3

out of 5

POSTED: | BY: Randy Herman

I always like that Healthy Paws will…

I always like that Healthy Paws will talk to me, so far without robots! The increasing cost, however, is shocking.
5

out of 5

POSTED: | BY: Krissi

Healthy paws is by far the best…

Healthy paws is by far the best insurance. Clear up front on what is covered and extremely fast processing. They hooked us during the pandemic when our cat was attacked and was almost dead. I had lost my job, my husband was furlowed. They made an exception and paid the amount that I would owe directly to the emergency vet. If it wasn’t for them, we would not have been able to save our animals.
5

out of 5

POSTED: | BY: Nathan Serphos

easy to navigate the app on filing…

easy to navigate the app on filing claims and quick payouts.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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