5
out of 5
POSTED: | BY: Shaden’s mom
Healthy Paws was there when I needed…
Healthy Paws was there when I needed most... Thank you!
Read more on Trustpilot
4.9
out of 5
Number of reviews 10,778
Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
No maximum annual or lifetime payouts
One easy-to-understand pet insurance policy
Most claims are processed within 2 days
Use any licensed veterinarian in the U.S. or Canada
5
out of 5
POSTED: | BY: Robin Gerber
I covered my 2 cats with healthy paws…
I covered my 2 cats with healthy paws when I first got them as kittens. Healthy Paws has always paid claims quickly and fairly. I’ve never had to fight them on anything. I dont know what I’d do without this coverage. It has been life saving or I should say kitty saving.
1
out of 5
POSTED: | BY: Thomas Sabbio
Healthy Paws is Unethical
They cancelled my policy bc my puppy was sick, then blamed the cancellation on me “missing payment”. Ive written back to Healthy Paws explaining to them thats simply false and negligent on their part. I could care less they dropped me but lying on a cancellation policy is slander. Buyers beware stay away from these crooks 👆👆👆.
1
out of 5
POSTED: | BY: melinda artoday
Don't insure with Healthy Paws. Years later, you'll be sad.
I've been a loyal customer of Healthy Paws Pet Insurance since 2016. No more happy customer now.
I can no longer recommend them. And, I'm sorry for having recommended this company through the years.
My dog had a yeast infection in her ears and was denied coverage because she had an ear infection of MRSA eight years ago when I first got her. She was not covered because it happened during the wait period. I understood that.
At that time (2016), I asked if she would be covered in the future if it wasn't MRSA and if it was many years later. I was told that they would cover it.
Well, they lied!
She recently had a yeast overgrowth in her ears after eight years that was not MRSA, but they still denied covering it as though it was a pre-existing condition.
Their insurance rates are increasing exponentially.
Their coverage is less available along with higher premiums, higher deductibles, and higher costs with a smaller percentage covered.
I've read that this is happening to so many customers who have faithfully paid thousands in premiums like I have, but are now treated poorly after many years.
It is just not right.
And, what makes it worse, we are trapped because our pets now have pre-existing conditions.
5
out of 5
POSTED: | BY: CIsh
FAST Payment
Healthy Paws is the first Pet Insurance company I've ever used. I'm so glad that I decided to get insurance for my 3 fur babies about 3 years ago. I was debating on whether or not I really needed to continue with this company. No issues - just monthly fees being withdrawn every month. Why not just put that money into a high interest saving account? Well, I decided to think on it for about a week before pulling that trigger. Wouldn't you know within days, my GSD was diagnosed with Oral Cancer!! I was devastated but also thankful because I knew I had pet insurance. Because of that I was able to move fast on getting him the medical help that he needed. Once I submitted all of his bills, they were reviewed and paid within days enabling me to quickly pay off the vast amount of money I spent on his treatment. No questions, no issues - just fast payment back! I'll be staying with Healthy Paws going forward and use the high yield savings account for a much needed vacation! ;)
Monthly Cost
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.