Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,723

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.8
  • 4.7
  • 4.9
  • Count
  • 37
  • 248
  • 9,723

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Emily

Reimbursement is 70% and quick!

My cat Roland needed emergency surgery that totaled over $6,000. It was such a relief to know that I had Healthy Paws, where reimbursement is 70% and they don't give you a hard time about what happened to your pet when you're already stressed about their wellbeing. I submitted my claim and I got an answer (a reimbursement of about $4,600) by the next day. I know I will have the payment before my credit card payment is due, which means that between my emergency savings and this reimbursement, I have less stress. It's not perfect, of course-- I wish Healthy Paws would cover the expense in the moment like human health insurance does, and of course I wish vet care was more affordable in general. But until we have that, I'm grateful for what Healthy Paws has made available for me.
5

out of 5

VETERINARIAN: Trinity Animal Hospital

POSTED: | BY: Kevin Martell

Thank You Healthy Paws!

We have a beautiful Cavalier King Charles Spaniel who is our best buddy and a bundle of unconditional love and joy. However, he is a bit of a troublemaker and has found himself in need of vet care from time to time. He recently had surgery and Healthy Paws made the claims process very easy. They also reached out to ask how he was doing. I don't know what we'd do without Healthy Paws - Thanks you!
5

out of 5

POSTED: | BY: Gi Na

Best decision ever!!!

I have had healthy paws since 2016 and they have given me a peace of mind. Their customer service is helpful, submitting claims is seamless and they process claims fairly quickly. My two dogs are able to get the best care because of healthy paws. Don’t think twice. You will never know when you have an emergency and will need to spend thousands. Thank you healthy paws!
5

out of 5

POSTED: | BY: Gilat Nahum

Healthy Paws has our back

I have had healthy paws since 2016 and they have given me a peace of mind. Their customer service is helpful, submitting claims is seamless and they process claims fairly quickly. My two dogs are able to get the best care because of healthy paws. Don’t think twice. You will never know when you have an emergency and will need to spend thousands. Thank you healthy paws!
5

out of 5

VETERINARIAN: Yorkville Animal Hospital

POSTED: | BY: Mike Kalina

Healthy Paws Cares

I can’t say enough about our choice of Healthy Paws as our provider of pet insurance. They truly care about your pets well being! The claims process couldn’t be easier. The process is quick leaving you to put all. Your effort into the well-being of your fur baby.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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