Nationwide | Pet Insurance Review

9.5

out of 10

21345 Verified Reviews

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 0.0
  • 10.0
  • 9.5
  • Count
  • 0
  • 1
  • 21345
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
10

out of 10

POSTED: | BY: Ashlee Fuss

Solid Insurance

I’m really a fan of nationwide. Even though my price has gone up again, I think it started at $55 which is so affordable, now I’m up to $79. That is a big jump and a lot per month especially during these times. I looked at other companies to switch, just to see and what I found will make me a nationwide pet insurance holder forever. As much as it is per month I am willing to pay (but please don’t raise it anymore!!!!) it because at the end of the day, it’s the easiest plan to understand and covers the most. I called before Sully had her dental cleansing to just confirm it was covered and the woman was so kind and very to the point which I love. Also I cannot express how amazing it was to see my $973 bill and then get $878 back. So do I wish it was a little bit cheaper per month, totally. But the cost of knowing my beloved dog is well taken care of is more than I could ask for.
10

out of 10

POSTED: | BY: Ernest Pena

GOOD COVERAGE BUT THEY WILL CHANGE YOUR COVERAGE WHEN YOU FILE A CLAIM

I would say the communication part could be improved by just communicating with the customer. My claim we delayed over 30 days and no explanation of why. My claim was for a back surgery and now the underwritten permanently excluded skin allergies. However, when i signed up it said 6 months no issues. That was very shady for the company to remove that coverage permanently due to my claim for a back surgery. I will be looking for another insurance provider her in the near future. That just rubbed me the wrong way and no communication once again. Only a letter but didn't tell me why. My guess is because you covered the claim for the back surgery.
9

out of 10

POSTED: | BY: Keith Anderson

Claim was processed quickly and efficiently

Only negative comment would be price has risen dramatically since the inception of the policy, from around %9 per moyh to $89 per month. Wondering why the dramatic increase in premium?
10

out of 10

POSTED: | BY: Brissa

Great benefits

My pet is completely covered and I get back most of my claim. Thank you!
10

out of 10

POSTED: | BY: Amy

So Easy I wish we got this insurance for our other dogs.

Such an easy and painless process. Thank goodness we had insurance for Monster. Made an already hard time to much easier.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage.

The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.

All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.

There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000.

Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.

Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).

Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.

Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

Get a quote today

Leave a review