Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,561

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Susan

Able to get what I needed and answered…

Able to get what I needed and answered my questions
1

out of 5

POSTED: | BY: Carla Nero

I insured my cat with Nationwide from…

Do not consider Nationwide if you want to have your pet covered. The insurance is supposed to protect you when your pet gets sick. In my experience, Nationwide was there when I had my monthly payments, but not when my cat actually needed care. After years of loyalty, I felt abandoned and misled. I would not recommend Nationwide to anyone looking for reliable coverage for a pet with any illness. They will simply say it is breed related and take it as uncovered even if this is not stated in any policy documents. I insured my cat with Nationwide from the day I brought him home. When he was diagnosed with a serious heart condition at age two, Nationwide immediately began reducing coverage and looking for reasons to deny claims. First, they cut my coverage options by about 50%. Then they claimed his condition was hereditary and breed-related, despite my veterinarian providing written confirmation that it was not. Nationwide ignored the medical opinion and maintained its denial.
5

out of 5

POSTED: | BY: Jojo’s Mom

We were former customers with our late…

We were former customers with our late dog, so we knew once we had another pet we’d be back. Kevin made signing up our Indian Ringneck quick and easy. He sounded genuinely interested and excited about our new bird.
2

out of 5

POSTED: | BY: Ariane Reyes

Did not receive Pet Insurance packet on time

I have applied for the National Pet Insurance on May 30th, but I have not received Pet Insurance packet from recommended date of arrival (three business days). I did not receive any updates about the packet.
5

out of 5

POSTED: | BY: n gordon

Elaine was absolutely wonderful!!

Elaine was absolutely wonderful!!! Super kind, helpful and patient 😊

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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