Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,391

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.5
  • 4.4
  • 4.8
  • Count
  • 2
  • 39
  • 21,391

Updated: November 13, 2023

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

VETERINARIAN: Perrin-410 Animal Hospital (Closed March 31, 2023)

POSTED: | BY: Virginia Fulkerson

Exceptional Insurance -- Nationwide

I have the Nationwide policy that pays 90% on all claims. They do not pay for grooming, etc. But all health related items are paid at 90%. They do not charge based on claims but age. I had policy with Nationwide prior to this one that pays 90% and they still have it (I believe) and pays a lower percentage -- same service and claim rating as insurance I now have.
5

out of 5

POSTED: | BY: Daniel wallace

No worries

It's a great feeling to just say to the vet"Do whatever you need to do cause Rooney has nationwide on his side to cover expenses when they are unexpected
5

out of 5

POSTED: | BY: Catherine Crespo

Great insurance at a reasonable price

I’ve had this insurance for six years with various dogs. Never a problem with the claims easy to file reasonably priced. I would never be without pet insurance again.
5

out of 5

POSTED: | BY: Linda Gardner

Nationwide

I have had Nationwide Ins since 2017 when I adopted my little girl. She has had many claims. They are prompt, helpful and so easy to deal with. It has been a great experience.
5

out of 5

POSTED: | BY: Janell Simpson

Nationwide - whole pet and wellness

I can’t say enough good things about Nationwide specifically their whole pet health and wellness plan. If you take care of your animals and take them for their shots and wellness exams and turn in all your claims with the 90% coverage, you can’t go wrong. The claim process is easy there’s an app within 24 hours of submitting your invoices and claim you get a email confirming receipt and within 24 to 48 hours you get a text message of the refund being issued and within another 24 to 48 hours it’s in your bank account My one Labrador tore her Achilles tendons at one year of age I was so worried and having the peace of mind of that insurance was a lifesaver. Nationwide covered 90% of her stem cell treatment and rehab. Now she is six years old and she’s really injured her Achilles tendons again. We’re going through treatment and rehab now and once again, I think God for this coverage. I can’t even imagine having to make a life choice, because the cost of caring for my animal is too much financially

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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