Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,185

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: AS

I signed up online

I signed up online, and the process was easy. I was able to review and compare all the options quite easily. Had been putting it off for a while, but my pup was overdue for vaccines and just needed to get it done.
3

out of 5

POSTED: | BY: Sammira Little

Costs changing on the site

I have one pet already on the insurance plan. We just adopted a new puppy so I wanted to add her as well. I went on the site a few times because we are not sure what breed she is so I was debating what to enter. every time I went to the site it was giving me a different estimate/quote on the amount even though I wasn't changing anything except the breed. I thought the breed was causing the prices to change dramatically. I realized after getting 5 different costs that the reimbursement percentage, coverage type and the plan details were changing every time. This was frustrating to me. Once I realized that, I was able to go in and customize the plan to mirror the one we have for our current dog. I think other customers would find this frustrating and not dig deeper to see why this was happening and give up on the process. The costs varied wildly from $21 a pay period to $50 something.
5

out of 5

POSTED: | BY: Kimberly Ann Kuber Balsamo

Very easy process

Very easy process
5

out of 5

POSTED: | BY: Border Collie Lover

It was very easy to navigate

It was very easy to navigate the options for my pet.
5

out of 5

POSTED: | BY: Sharyn Haney

the customer service rep was very knowledgeable and helpful…

the customer service rep was very knowledgeable and helped me understand coverage and how the payroll deductions work.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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