Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,561

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Brian

Nothing went wrong with the initial…

Nothing went wrong with the initial application for service, the webforms were straight forward and seemingly effective in submitting my information for review; but its diabolical to ask about an experience prior the policy being enacted. In other words, its too early to tell.
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1

out of 5

POSTED: | BY: customer

Really not sure why you are asking…

Really not sure why you are asking about an experience that isn't complete yet. You told me that underwriting takes 2 weeks and the soonest coverage will start is August. Shouldn't you wait until then to ask for a survey?
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5

out of 5

POSTED: | BY: Marji Castellano

Website was super easy to use

Website was super easy to use. Great plan design options.
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5

out of 5

POSTED: | BY: customer

I appreciate the ease of enrollment for…

I appreciate the ease of enrollment for my pet.
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1

out of 5

POSTED: | BY: Customer

Bad App for Claims

If your vet charges you in more than one bill making a claim for the full amount is difficult. The app will not let me add info and I have been unable to contact anyone at Nationwide despite getting regular spam emails from Nationwide they all are from a “do not reply” address.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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