Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,738

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ali

Great customer service

Nationwide pet insurance provides peace of mind with great customer service
5

out of 5

POSTED: | BY: Myles

Allergy

Dog has allergy requiring recurring allergy med prescription. Is there no way to put in for med refill reimbursement without going through a new claim process with each refill?
5

out of 5

POSTED: | BY: debra

I am so happy to have Pet Insurance - it is worth every penny

thank you for checking with me - Cosmo is doing the best he can for an almost 14 year old dog - he gets the best care possible and is being well taken care of - I am so happy to have always had pet insurance for his whole life - it is worth every penny and you are the best
5

out of 5

POSTED: | BY: Susan

Nationwide makes it possible to own a Bulldog

Perfect plan options for every pet owner. The insurance means every pet can get the care they need when they need it.
5

out of 5

POSTED: | BY: Da

Processing time needs major improvement

I’ve been with nationwide for over 3 years now and I’m not impressed. I’m only staying because it’s less expensive than other providers and coverage is pretty good. Two things I really dislike are the quality of customer service and processing time. Every time I call in, the customer service representatives are not helpful nor do they sound like they have empathy. Luckily I don’t have to deal with them often. Their worst thing is their processing time. It takes about 3 weeks to process my reimbursement requests. This is absurd. It should not take this long to process something so simple. All in all, I have no loyalty to nationwide.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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