Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Virginia Fulkerson

Insurance for the smallest member of the family

We have been with Nationwide for many years. With each of our pets they have been there to help with the expenses whether routine or emergency. We are very happy that there is such a caring agency available for the smallest member of our family.
5

out of 5

POSTED: | BY: Andrea

Amazes me how easy this has been.

Been an absolute breeze submitting claims and getting reimbursed. Wish I knew about this before now.
5

out of 5

POSTED: | BY: Lynda Nelson

Highly recommend pet insurance

After losing a dog to cancer I couldn't afford to treat, I started getting Nationwide pet insurance on all my pets. I no longer have to worry about not being able to afford treatments to make them feel better or to heal them. I feel this is one way I can say "Too bad Cancer, WE WIN!" I recommend it to everyone from the time they are ready to bring home their new pet. My pets are like my children and deserve the best care.
5

out of 5

POSTED: | BY: Linda Kehew

Would that Human Health Insurance were Half so Good!!!

I cannot say enough good about Nationwide Health Insurance! It stands head and shoulders above other pet insurances! And it is a total shame that it SO FAR SURPASSES any commercial human health insurance currently available!
5

out of 5

POSTED: | BY: Terry Stanley

Thankful for Nationwide

I have never had pet insurance before, but when we got our puppy last year, I signed up for Nationwide. I am so very glad I did! Turns out our beloved girl has had more visits to the vet than any of our past dogs. Payment has always been prompt, the staff is very helpful, the app easy to use and since we are on a fixed income, our insurance has let us get Sophie the appropriate care without putting us into debt. Thank you Nationwide!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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