Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Krysti Delvina

Thank you so much for taking the financial burdon out of the picture and giving me peace of mind.

I am going through a very difficult and heartbreaking time with my beautiful brindle pit mix, Kumiko. It has been such a relief and I am so grateful to have the financial burden removed from the picture. I can focus on getting her the care she needs and not loosing sleep over the cost, Thank you, thank you, thank you <3 <3 <3 I recommmend you guys to everyone all the time!!!!
4

out of 5

POSTED: | BY: Stefanie

Beneficial but timely

After adopting two 6 year old dogs earlier this year and taking them to their initial vet / vaccine visit, I was recommended to take them in for dental work. In April I took them in for their dental visit where they needed teeth extracted. I submitted my claim just a few days later. After a couple weeks I was asked to submit more paperwork on my dogs to verify their vet visit - which put the claim into a 30 day review. After the 30 days went by I still had to follow up with more phone calls. It took 2 and a half months to get the claim completed.
5

out of 5

POSTED: | BY: Mindi

Wish this had been around for all my others!!

We have had such great service with Nationwide for our pets! I wish that the service had been available years ago for other pets as well!! So easy to put in a claim and any dealings we have had to do over the phone (for questions, etc.) have been fantastic as well.
5

out of 5

POSTED: | BY: Kristina Mai

Comforting to know Bonito can receive care she needs. Website could use an upgrade

Once received, the claim processing went smoothly. The website could use an upgrade to be more user-friendly and allow submission of claims without requiring documents to be printed first, then completed, scanned and e-mailed for processing. Navigation on the site is a little confusing. Overall, a good experience.
5

out of 5

POSTED: | BY: Ed Lipsitz

ONE THING YOU MUST DO!

You folks are the most efficient, caring and fair people in your entire industry, bar none. The one thing you must do is advertise that you provide pet insurance. You do plenty of advertising for all your other coverages but never a word about pets. Let's face it, people melt when they see pictures of pets, especially being cared for. And, just think how many pets you might just get adopted by highlighting them. Please, really think about adding it to your tv ads. I have recommended your insurance to every pet owner I have the chance to talk to. Most didn't even know such policies were available. So, come on!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

Get a quote today

Leave a review