Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,412

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Gina

Highly recommend this user friendly insurance

The service and use of technology make the whole process worth it. The turnaround time for the reimbursement is reasonable as well. I find the insurance well worth it!
5

out of 5

POSTED: | BY: Susan Roberts

Nationwide is a Godsend!

We own two English bulldogs who are happy and get the care they need and deserve because of Nationwide’s wellness plan. Nationwide checks in on them, does follow ups, and processes claims quickly. Choosing Nationwide is a no brained for pet owners.
5

out of 5

POSTED: | BY: Sharon

Vet Visit

Bella is a healthy girl who went to the vet for a check up. We decided it was time to check out her teeth and clean them, and check out a tiny lump on her head. The lump was a benign lump of hair follicles, and her teeth are now in great shape. Insurance paid for the majority of the treatment. I am so glad I got insurance for Bella!
5

out of 5

POSTED: | BY: Charles Leslein

Excellent service and coverage!

We are very happy with the policy and coverage...claims are fast and fair...the online claim process is easy to follow...would recommend to any pet owner.
5

out of 5

POSTED: | BY: Jim Treacy

Great service, great plan

Claim was processed in a timely manner. I really appreciate the electronic funds transfer process.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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