Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Carolyn E

Nationwide Insurance has great benefits and process - quick and easy - coverage is excellent!

Chester (poodle) needed heartworm preventative - my vet does not offer his preferred brand (and it was painful trying to switch him over last year). I purchased the preventative from the usual online outlet and submitted the claim to Nationwide via email. Seems like a short time later, I received an email saying the reimbursement had been made. This is my first year with Nationwide - they covered his senior bloodwork and other tests at the pre-arranged level, after the deductible. Easy and quick! I've had two very ill senior dogs in the past - I wish I had this coverage then.
2

out of 5

POSTED: | BY: Andrea smith

Slow processing and lack of communication

As an insurance broker myself, the claims process we just went through for my puppy was less than pleasant. The claims process did not seem to make sense.. as we submitted multiple invoices from different vet appointments (all pertaining to the same occurrence) yet they were all reviewed and classified as individual claims. The processing time was very slow and I had to resubmit information multiple times. We never spoke to a person and even the online progress portal was not updated regularly.
5

out of 5

POSTED: | BY: Beverly Marotto

Great insurance, easy claims process

I am just completing the first year Whole Pet with Wellness policy for Barrie Moose. It has saved me quite a bit of money. The first year of a dog's life is rather expensive with multiple wellness visits and vaccines. We also experienced several GI issues which seems to have settled down with the food he is currently on. I already renewed my policy for a second year and plan to keep him enrolled for life. Hopefully, we will not have as many claims next year but it is good to know we are covered should there be an unexpected illness or accident. I look forward to getting another standard poodle puppy next year and will also purchase a Whole Pet with Wellness policy for the new pup. The Vet HelpLine has been very helpful and is a nice perk to have.
5

out of 5

POSTED: | BY: Jacqui Rose

Nationwide Keeps its Promises

I have recommended Nationwide to several friends with pets. It's well worth the money and I appreciate the ease of filling out the claims. We've been paid promptly.
5

out of 5

POSTED: | BY: Chris Barran

Great service. Very responsive and proactive about pet care.

I've been with VPI (Nationwide) for a few years now. I'm pleased with their service and commitment.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

Get a quote today

Leave a review