Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,391

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.8
  • 4.4
  • 4.8
  • Count
  • 4
  • 39
  • 21,391

Updated: November 13, 2023

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: J. Tran

Easy and Satisfied with Service

The claim process was straight forward and fast. I filled out the claim form and emailed it over. I got a confirmation that it was received and shortly after that I received my reimbursement back. Will continue to use VPI.
5

out of 5

POSTED: | BY: Laika

Grateful to have VPI

I am so grateful to have VPI Major Medical Plan. My dog had to have a TPLO for her complete ACL tear. The procedure was expensive but VPI covered everything minus the tax (but who cares!) If you love your pet and think in the future, VPI is way to go.
4

out of 5

POSTED: | BY: Jen

Satisfied with service

Overall, we were satisfied with the company but it took a little longer than I had expected and required me calling VPI a couple of times to inquire about the status of the claim.
5

out of 5

POSTED: | BY: Marcus

Straightforward, no hassle experience

We had no problem filing our claim, the paper work and procedures were self explanatory, and we recieved the reimbursement before we had to pay our credit card bill. My wife and I were pleasantly surprised that all but $100 of the bill was covered by VPI, which was nearly $2000. We hope we won't be needing to rely on VPI any time soon, however, VPI allows us to keep our peace of mind in case something does.
5

out of 5

POSTED: | BY: Jay Frogameni

VPI Customer for Over 12 Years

I have been part of the VPI family for over 12 years and I use the word family, because that is how they treat you. We have had major medical issues with our pet's in the past and VPI and their employees have been so great to us. Not many companies these days treat you this way it's refreshing. If you have a pet and you love them like family as we do sign up for VPI to help you take the best care possible of your pet.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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