Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Alison Newman

Overall great experience

My puppy is only four months old and had a bit of s rough start finding round worm and Coccidia in her stool sample plus a UTI. I am so thankful we have Nationwide Pet Insurance to help defer the costs for Willow’s medical expenses plus well visits!
4

out of 5

POSTED: | BY: Barbara J

Service

I have had this insurance since my pup was 6 months, he is now 9 years old. It's been an ease of mind that I know that they there.
3

out of 5

POSTED: | BY: Angela

Anxiety

Our pup was hit by a car and has required extensive care. I submitted our claims and it took the full 30 days before a decision was made. I was very happy with the end result, but the anxiety of waiting on the claim decision was terrible. I will say that once the initial claim was approved, the following claims related to the incident were approved the same day. However, about 30 days later we discovered another terrible injury relating back to the initial incident. Its been almost three weeks and the anxiety on waiting for that claim decision is back at an all time high.
5

out of 5

POSTED: | BY: Mary Phillips

Caring and easy to submit a claim!

Nationwide is easy to deal with questions, concerns and filing claims. Website is easy to navigate, too. I have recommended them to several friends and family members.
5

out of 5

POSTED: | BY: Laetitia Teeter

Amazing customer service

We are all so happy that we chose Nationwide. The customer service is wonderful and the whole family is happy and protected.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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