Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Margaret

Happy so far

Try his is our first pet and our first experience with pet insurance, and I am happy to stay with Nationwide
5

out of 5

POSTED: | BY: Jill

Whole wellness pet insurance

Whole wellness is paying 90% of cost, and easy to use. Brought the claim to vet when visited, the staff will help to submit the claim. Two weeks later will receive an email regarding claim status and benefit explanation, another two weeks later will receive the payment check.
5

out of 5

POSTED: | BY: Elyse Oshimo

Claims processing takes too long

Although I am happy with the end results going through the claim process for the first time was disappointing. It took over two months and required me to submit entire medical records. It’s a good thing my dog is a puppy otherwise the records would have been very long. And being that she is a puppy how much pre-existence likelihood was there for her issue? Right now I’m on the fence about recommending your plan to others.
5

out of 5

POSTED: | BY: Jaden George

Best Pet insurance in town!

Nationwide has the best pet insurance options available! They make it easy to submit a claim and follow up quickly! Always a friendly person when I can with any questions. Thanks for your work and awesome company. They really care about your pets well-being!
5

out of 5

POSTED: | BY: Dany Fields

Excellent!

We have been with VPI since Cooper was a puppy. The insurance has provided excellent coverage and is very responsive when processing claims. Whenever I have had the need to call the representatives are professional, knowledgeable and friendly!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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