Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,408

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Chris

Thank goodness for pet insurance

We have had VPI since our Aust Cattle Dog was 4 months and she is 3 yrs old now. After having 2 other dogs in the past who had significant illnesses that almost broke us, we bought pet insurance. Our ACD had to have extensive dental work last Fall and VPI paid everything but $700.00 for which we were grateful. Most recently, she swallowed a foreign body and reimbursement was for everything ($362.00) except for $40.00 which we didn't expect to begin with. Be sure to itemize on claims and read your policy. We are happy.
5

out of 5

POSTED: | BY: Erica

Wonderful!

Our dog has a mast cell tumor which required surgery to remove which costed over $900!! We were so glad that VPI came through in such a timely manner and covered all but our deductible!! We are extremely satisfied and have already recommended VPI to our pet owning friends!!
5

out of 5

POSTED: | BY: Cheryl Ertelt

No complaints on first claim

My flat-coated retriever had an episode of vomiting, infection of his prostate and bladder that require a visit to the ER as well as a followup with my regular vet. My claim was paid promptly and was what I expected. VPI made it easy.
5

out of 5

POSTED: | BY: Ben Cook

Very happy with our VPI policies

We have the highest coverage plans for both of our dogs and every year they have paid for themselves in coverage we have received. From a couple emergencies to an ACL surgery and dental care, we get the full use from our plans and are very happy with them.
1

out of 5

POSTED: | BY: Robby R.

WOULD NOT RECOMMEND

I live in Manhattan and have 2 French Bulldogs. One of which has chronic bronchitis, as well as thyroid issues. Every time I submit a claim to VPI I am very disappointed. I never know if I am going to get 10% back or 80% back, but the majority of the time it is below 50%. Since my other dog had no pre-existing conditions, I moved over to Healthy Paws, and I couldn't be happier with them.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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