Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,391

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.8
  • 4.4
  • 4.8
  • Count
  • 4
  • 39
  • 21,391

Updated: November 13, 2023

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Laura

Amazing service

I have adopted a maltipoo one yea ago, and I have VPI almost since then. Pepe (my little baby) has a lot of energy, and he is very curious, so, he had experience a couple of issues in the last months. I didn't know what to expect the first time I submitted a claim, but it was super fast and easy. I thought that maybe was the first one, but I had three different claims after that for different things, and VPI always answer in an efficient and fast way. I am so happy I have the support of VPI and I would recommend VPI to every dog or cat owner.
5

out of 5

POSTED: | BY: gladys carlen

wonderful company

I have 3 doxies. Honey is a certified therapy dog with health problems with allergies, diabetes from prednisone with catarct removal and then a thrown disc. Was happy that most of my bills have been covered. She is a happy little girl that brings smiles to patients in hospitals and nursing homes along with sleeping thru a Pittsburgh Pirate pup night at the ball game. Spike is her cousin, has allergies as well, recently diagnosed with cushing's along with a small leiomyosarcoma that was removed several years ago. Harley, is a rescue smooth, doing well, on his way to be a therapy dog as well.
5

out of 5

POSTED: | BY: Glen Nelson

Great Service

I have been using VPI Pet Insurance since my dog Mrs. Beasley was born 8 years ago. My policy covers everything from annual check-ups to medical issues. My vet completes the insurance forms with me and VPI is very responsive in getting a payment and detailed manifest to me. I would highly recommend getting pet insurance from VPI as soon as your puppy is eligiable. This protects you against major and minor medical expenses and avoids any pre-existing condition issues.
1

out of 5

POSTED: | BY: Linda

Only good if your dog is healthy for over a year;

I adopted a new dog from the shelter. He was slighly under weight and still growing. In the first few weeks I had him I was over feeding him, but didn't quite know this yet. He would throw up about 10 minutes after eating then eat it. I took him to the vet and they gave me antibiotics just in case. I ended up reducing his food intake by 2 cups and changing his bowl, and that fixed it. No claim was made to VPI for that, but when I sent over all his medical records, they stated he has gastrointestonal disease as a pre-existing condition. Really? They gave two more pre-existing conditions as well. No thanks VPI, we are going elsewhere.
1

out of 5

POSTED: | BY: Priscilla Hensel

Pays very little, not worth it

Has a "schedule" of what little it will pay for a list of conditions, will not pay for anything else

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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