Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,391

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
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  • 4.4
  • 4.8
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  • 34
  • 21,391

Updated: November 13, 2023

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lynda K

Satisfied

We rescued 2 pups from the same litter, they have emotional issues and crating became a problem when our boy, Titus, tried to chew through the bars. He bent and broke a few, and broke a few teeth. After seeing the $1,600 vet dentist bill, we were worried about how we could care for these pups when it was not three months in, and already shelling out over a grand. Luckily we had already had VPI, easily submitted the forms and paper work..... and got reimbursed. SO happy we got Pet insurance, and recommend it to everyone!
5

out of 5

POSTED: | BY: Molly Canales

Great experience!

My lab was bit by a stray dog while we were walking down my street. I took him to the vet and he needed stitches and and medication. A week later we returned to the vet because he split open the stitches. VIP sent us a check for both procedures reimbursing us at nearly 100%.
5

out of 5

POSTED: | BY: Mike &

Greatly Satisfied

My two pekinese in many ways have better health care than I do thanks to VPI. I am totally satisfied with my experience with VPI. Honestly, probablely would not be able to afford the care these animals have needed if they were not insured with VPI. Hope to continue with their services . I can't imagine someone not being satisfied with the excellent service VPI provides. I've even thought that, too bad I could not get health care similar to this model of service.
5

out of 5

POSTED: | BY: Lisa

I love VPI

I've had VPI for several of my dogs since 2005. Always have had good experiences with them and their customer service. I own Boxers and they spend a LOT of time at the vets and I've always felt I've been reimbursed fairly and quickly. I recommend VPI highly.
5

out of 5

POSTED: | BY: NM

Very Happy

We've had a policy with VPI since our dog was a puppy (he's now 5 years old). We've been very happy with the service we have received over the years from VPI. Whenever I've called to inquire about something, the VPI rep has been very helpful and informative. I also like that I get an e-mail as soon as I submit a claim to let me know that my claim has been received. We've always recommended VPI to friends and family.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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