Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mary Gerharz

excellent

Very happy with Nationwide Pet Insurance. Had it for my last dog who had some major health issues, but finally passed from liver cancer. Nationwide helped a lot with the medical expenses for her. Now we have it for our present dog. Would highly recommend having this coverage to anyone who has a pet.
5

out of 5

POSTED: | BY: kayna Lopez

Nationwide saved my pet's life!

I adopted my dog about a year ago from the shelter and since then he hasn't had the best of luck with other dogs. He is slowly getting there but we wouldn't be here now together if I didn't have pet insurance. His been the victim of two dog attacks. The first time around I didn't have insurance of any kind and the cost was terrible. I was lucky enough that the owner of the other dog paid for my vet bills but after that I was thinking what are the chances this could happen again. About four months later he was attacked at a dog park. By this time I had Nationwide and they covered the full cost. It did take longer to process my claim because at first they thought it was from the first attack and of course they don't cover pre existing conditions. But after calling and sending in the extra paper work needed to show it wasn't, everything was covered right away. It feels great knowing that I can take my dog to the vet when he needs it and not have to worry about what it will cost me. Some people think I'm crazy for paying monthly on insurance for my dog but if I didn't have it I don't think Lord Bahr would be laying down next to me right at this moment while he waits for me to finish this review. Thank you so much!
1

out of 5

POSTED: | BY: Christopher Snyder

Slow and profit driven

Not very helpful. Turned in over $5000 in clains got about $1200 back. Which was about what the policy cost.
5

out of 5

POSTED: | BY: Deb Holland

VPI is always here for what my girls need!

I got VPI pet insurance years ago when it was first offered, and all 5 of my dogs since then have enjoyed continuous coverage. VPI has walked alongside me, caring for these beautiful souls, from the time they were little to the heartbreaking days when it was time to say goodbye. VPI is essential to my ability to handle whatever may arise in the life of my beloved pups. Thank you VPI, for always being there!
5

out of 5

POSTED: | BY: Fred Briger

Helpful. Professional and caring

Harber is well after last wellness exam and vaccination. Thank you for the follow up email.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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