Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,394

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
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  • 4.3
  • 4.8
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  • 27
  • 21,394

Updated: May 29, 2024

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Marlene Olejar

VPI is great

Just as you would provide Health insurance for you children, you should provide the same for your pets because they are family too. I purchased Veterinary Pet Insurance and made an investment in my family. Now, I no longer fear the unexpected cost associated with their care. The insurance is well worth the purchase. The company is professional, extremely efficient and understands the cost associated with medical services for your pet. I have filed many claims since joining VPI, and the amount of money refunded has been unbeliveable. Do the right thing for your family and invest in their care.
5

out of 5

POSTED: | BY: margie spottedhorse

great

get it when you animal young
5

out of 5

POSTED: | BY: Elizabeth

VPI is really saving us!

I have nothing but good things to say about VPI. We had a different insurance when we first adopted our dog--a rescue who was 5. I switched to VPI because I had heard good things, and they have been fantastic. Chester had no care the first half of his life, and had a few medical issues when we first brought him home. Now, he is a senior, and with that, came arthritis, thyroid problems, and now heart problems. We have had some really big bills of late, and VPI has been reimbursing in a very timely manner, and covering quite a bit. It has paid for itself and then some. I am so thankful we have the cushion of knowing we have coverage!
5

out of 5

POSTED: | BY: Angi Mozer

Totally satisfied - because I did my homework

Without boring you with the details of our situation, we decided to get pet insurance after spending way too much on our dog's medical needs. Our dog had a surprise diagnosis with a price tag of about $6,000. I did my homework and knew that there was a set amount that VPI would pay for specific diagnoses; my husband did not. I was actually pleasantly surprised about how much we received to cover the costs (just over 50%); my husband was not impressed but that's because he didn't understand how the insurance works. Here's another pleasant surprise: you don't have to submit medical bills and get each bill individually reimbursed. About two weeks after diagnosis we just received the entire benefit from the insurance, even though we experienced the cost of the treatment over 5 months. That helped so much. We are thrilled with this service, even after some misunderstanding on my husband's part.
5

out of 5

POSTED: | BY: Karen

wonderful service

I have had VPI 5 years now and am always satisfied with the amount of my reimbursement as well as how quickly I am contacted and updated. Great customer service.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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