Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Diane Puglisi

Annual visit plus some minor miscellaneous issues that required medications

Nationwide offers a variety of plans for every pet parent. I have owned dogs my entire life, and some of my pets have had some serious illnesses later in their lives, so pet insurance is a must for my needs. The top level plan at Nationwide is worth the cost and I would rather be safe than sorry having experienced how expensive treatment can be for an elderly pet with a serious illness if you do not have insurance. I now have a new puppy and opted for the best coverage from the get go for prevention and potential future medical issues as pets age. Though this is by no means a major issue, every company can always improve something. I would like to see an improvement in the time to process claims. Presently, my claim experience is about 3 weeks, give or take a few days either way. This current claim is still in process, so my response below is based on previous claims.
5

out of 5

POSTED: | BY: vicki l

never had a problem

Since day 1 I have been highly satisfied with Nationwide insurance. The claim process is so easy with my vet's office faxing the bill right away. Within a couple of days I get an email saying the claim is being processed and within a couple of weeks the check arrives. It's that simple. I have never had a claim questioned let alone rejected.Could't be better than that!
5

out of 5

POSTED: | BY: Thomas Ahto

Reliable pet coverage with a swift claims and other notification process.

I have had insurance with Nationwide since early on for my pet and as fate would have it, I have had to make claims under the policy. Nationwide has a very efficient claims process. You web site is intuitive and easy to use. Better than many I have seen. I have recommended Nationwide to many friends interested in getting pets. Can't say enough about the company and would never suggest to anyone to go without insurance. .
5

out of 5

POSTED: | BY: trudy matheny

We love the insurance

We have been very happy with our coverage and the timely reimbursement.
5

out of 5

POSTED: | BY: Ron Baumgart

Thank you for helping Smokey when he was ill, we really appreciate it.

Smokey, my yorky, had a bout of diarrhea. Luckily it was nothing serious, but because of Nationwide I was able to appropriately test and treat him. He now is free from diarrhea and is happy and healthy again.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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