Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,399

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 0
  • 4.3
  • 4.8
  • Count
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  • 27
  • 21,399

Updated: May 29, 2024

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jim Cotter

Saved me over $2k

My Irish Wolfhound puppy ate part of a corncob and needed emergency surgury to remove it. Since he was under anesthisia I had his stomach stapled(prevent blout), and nuetered at that time. The bill was just over $3000. VPI payed me just over $2500 in less than two weeks. Not to mention what Ive saved on puppy shots, maintenance meds, etc... I will always have all my pets insured.
5

out of 5

POSTED: | BY: Andrew Partheymueller

Peace Of Mind

VPI had been recommended to us by our Vet whom we've had for nearly 20 years. He' never steered us wrong, so we felt confident in acting upon his recommendation. After having submitted our first two claims, the quick response and professional handling of our claims, has more than validated our choice. Have no fear! This company is top notch and responsive to their clients, both human and animal.
5

out of 5

POSTED: | BY: Joan

yes im glad i have Vip insurance

My dog got so sick with pancretites and had to go to the hospital for 4 days, didn't even know if she would make it, the bill was over 4000. and VIP paid just about the whole bill. They have always paid good, I have had them for years, I recommend them. But if your dog has a pre existing condition, they will not pay for that!
5

out of 5

POSTED: | BY: Lisa Emmett

Thankful owner.. says thank you!

The process was so easy, what started as a horrible experience when a puppy was rushed to the vet, ended with a more than positive outcome. Booty Juice is once again healthy and happy and VPI made the entire process seamless. Thank you again!!
5

out of 5

POSTED: | BY: Rose

Awesome insurance!

We're very satisfied with VPI. I've recommended you to several of our friends with pets. The claims are always processed timely and our reimbursements have been awesome. We can't say enough good things about you! We had often thought about pet insurance with other pets but never did anything about it. It's very well worth it!! We have submitted 3 claims and gotten reimbursed 3/4 of each one. It doesn't get any better than that. We will probably go to the medical insurance when Ladybug is older.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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