Nationwide | Pet Insurance Review


out of 10

21346 Verified Reviews

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As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.

out of 10

POSTED: | BY: J. Tran

Easy and Satisfied with Service

The claim process was straight forward and fast. I filled out the claim form and emailed it over. I got a confirmation that it was received and shortly after that I received my reimbursement back. Will continue to use VPI.

out of 10

POSTED: | BY: Trisha Berube

Buy this insurance if you love getting scammed.

VPI let me pay into its system for 6 years, from the time Oscar was a puppy, with literally no claims all 6 years. Then, they mysteriously "cancelled" me "and they weren't sure why" when I needed surgery for my 6 year old dog. Then, they would only reinstate me as a new customer with a 6 year old dog, at premiums 3x higher than they were before. Why? Because the lower premiums are reserved for the customers that start their dogs on insurance when they are puppies. ABSOLUTE SCAM. DO NOT DO BUSINESS WITH THESE PEOPLE.

out of 10

POSTED: | BY: Mario Fusco

I am very gratefull to Nationwide Insurance

I have had pet insurance for the past 18 years on my beloved Billy. During that period I had three major disasters that I don't know what I would have done if it weren't for Nationwide. When Billy was 13 he needed Knee surgery which was very costly and Nationwide stood by us and paid their portion of the claim. When Billy was 16 he had Vestibular Syndrome. We had to take him to the Emergency ward and the cost was extremely expensive. Nationwide took on quite a bit of the burden. And lastly when Billy was 18 he developed incurable Cancer and unfortunately passed away. The last few days I the emergency hospital was very expensive but not only did Nationwide help us pay part of the bill, they returned the premium for that period. I am truly grateful. I now have a new puppy and after looking at other alternatives. I chose Nationwide, since I feel that they are the best.

out of 10

POSTED: | BY: sandra roth

I love Nationwide

I know everyone has different experiences, but for me, Nationwide was a lifesaver. My dog, Harper, was hit by a car. $4,000, nationwide paid all but $400.00. Then he needed physical therapy $700.00, I paid $70.00. He even went to a behaviorist $400.00 I paid $40.00. I always get my money within 7-10 days. I tell everyone who will listen about nationwide. There are some cheaper (Not many) but I feel safe with them and don't have to worry about Harper. In the last year, I used my nationwide insurance at least 10 times. I'm satisfied. I've been compensated by nationwide for my honest review

out of 10


Nationwide Has been Great for me and my dog

Nationwide I have used since I bought my insurance. My insurance agent who handles my medical insurance for our our company recommended Nationwide.

Monthly Cost

Policies start at approximately $12 per month.


Nationwide offers a variety of plans offering varying levels of coverage.

The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.

All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.

There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.


Annual deductibles range from $0 to $1,000.

Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.

Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.


Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).

Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.

Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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