Nationwide | Pet Insurance Review

9.5

out of 10

21345 Verified Reviews

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 10.0
  • 10.0
  • 9.5
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  • 1
  • 1
  • 21345
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
9

out of 10

POSTED: | BY: Megan E

Feel relieved knowing I have Nationwide Pet Ins.

I got the Major Medical Coverage after my few month old kitty broke his paw. Now a couple years later I have two cats (a two year old and a 6 month old). I made sure to have insurance for both of them just in case anything happens. I have submitted a claim every time I went to the vet for any reason. They respond with a friendliness and thorough explanation if it is not covered. So make sure to read what is included and what is not! All and all I am greatful for Nationwide Pet Insurance and will continue using them for my kitties!! :) ***I've been compensated by Nationwide for my HONEST review***
9

out of 10

POSTED: | BY: Megan E

Feel relieved knowing I have Nationwide Pet Ins.

I got the Major Medical Coverage after my few month old kitty broke his paw. Now a couple years later I have two cats (a two year old and a 6 month old). I made sure to have insurance for both of them just in case anything happens. I have submitted a claim every time I went to the vet for any reason. They respond with a friendliness and thorough explanation if it is not covered. So make sure to read what is included and what is not! All and all I am greatful for Nationwide Pet Insurance and will continue using them for my kitties!! :)
10

out of 10

POSTED: | BY: Deborah Wagner

So happy I have Nationwide Insurance for my dog

My dog Riley is a Doberman. He is a sweet rescue. Thank God I decided to get insurance. Recently my Doberman started walking funny. They say he hurt his neck and his discs are pinching his spinal cord. He is in a lot of pain. The appointment with xrays was quite expensive. Nationwide received my claim and processed promptly. It was within 2 weeks of my claim that I received my check for the portion they pay. I had to call the customer service to ask a question about coverage. The service rep was extremely courteous and helpful. I have recommended Nationwide to my friends. I've been compensated by Nationwide for my honest review.
10

out of 10

POSTED: | BY: Marsha

Excellent Insurance

We have been dealing with Nationwide (VPI) for at least 9 years. After owning 2 cats and knowing the expense for pets when they sick I got pet insurance for our dog Bella within weeks of owning her. I choose Nationwide (VPI)because it was the highest rated. Now my dog has cancer and has needed surgery and is undergoing chemo, not to mention having two teeth pulled, radiographs, x-rays and biopsies. I am so happy to say Bella is doing great now, she is so perky and alive and we hope her truly improved quality of life will continue. Nationwide sure has done its share, picking between 70- 80% of the cost and always being available over the phone to discuss various benefits of our policy and the status of submitted claims. The representative is always very empathetic and helpful (even if it is not exactly the answer I am looking for). Nationwide has truly been a financial partner in this ordeal and over the 9 years we have owned this insurance. Nationwide consistently pays for itself. Never have I had to argue my case this is really pet health insurance that covers a lot of expenses. I offered to provide this recommendation and have been telling everyone I know that pet insurance is a must. Of course it is best to buy it when you first get your pet. So I (and my dog) are very happy with Nationwide and urge everyone to consider buying pet insurance. I would not own a pet without it. Yes: "I've been compensated by Nationwide for my honest review" but I would write this without compensation and the compensation $5 is really more of a thank you than an incentive.
10

out of 10

POSTED: | BY: Linda

Wonderful Experience

When we brought home our golden doodle pup at 9 weeks old a friend who had a one year old puppy told us we should invest in dog insurance. She had not done so and was already out of pocket over $1,500 in the first year. We decided to invest in the insurance and thank goodness we did. Our pup got very sick after she was spayed and we found out she was born with two under developed kidneys. She has been diagnosed with renal dysplasia and may not live past 3 yrs old. As sad as this is we have been very grateful for Nationwide. They have been beyond amazing. Our claims are reviewed within 3 days and a check is sent within 10 days. I even get an email once in a while to ask how Curry is doing. Well I think I personally need this dog insurance as my medical health insurance does not care one bit about me. I have told everyone I know about this company and referred all my friends to Nationwide. I was so worried upon the first renewal that Curry would not be eligible for another year of insurance but this was not the case...we are into our second year.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage.

The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.

All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.

There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000.

Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.

Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).

Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.

Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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