5
out of 5
POSTED: | BY: Danielle
Got reimbursed very happy
Got paid back but it was a long time to wait
4.8
out of 5
Number of reviews 21,417
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2
out of 5
POSTED: | BY: Michael Brock
Slow inaccurate claims process- made up diagnosis to deny claim later
Nationwide denied a valid claim due to their diagnosis of gastroenteritis of my 12 week old puppy for vomiting!!! We took our dog in to the vet while waiting for Nationawide to approve us. New puppy ate something didn’t sit well with him and he threw up. Scared new parents took him to the vet! Well vet diagnosed him with vomiting. It was treated really as don’t let him eat that! It went away. Well the vet submitted the claim and it was denied as I expected because he was not covered yet no big deal. Later on 2 mo later dog is throwing up and we took him again this time they did X-rays and ultrasound found gas in system no blockages and felt It was due to the bully stocked he was getting. $1000 bill there! They denied it as a pre exciting condition of gastroenteritis! After 60 days of reviews! Told vets and they stayed nowhere was he ever diagnosed with gastroenteritis and now I have to go the long process of appealing this claim! Now where in his medical records which nationwide has was he ever diagnosed with this and when I call I am told that he was!
5
out of 5
POSTED: | BY: Mark Roland
Wellness Exam Covered
I took Ginger into the vet for her yearly rabies shot and other shots, also her Heartguard medication to protect again heartworm and everything was covered and I received a check back in the mail on the items covered.
4
out of 5
POSTED: | BY: brad seim
I am satisfied with Nationwide.
Buster has needed 30 stitches and most have been covered by Nationwide.
2
out of 5
POSTED: | BY: Andrew Jacob
False advertising
The salesman failed to mention that you have to go through this ridiculous process to submit a claim and that all of my so called "free" exams and routine checks are actually supposed to be paid for by yourself and later returned to you as a "rebate" after a pain in the butt submission process.
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.