Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Victoria Morales

AWESOME

Luna is still on the mend and we are still trying to get her to use her left leg. She tries to put pressure on it but she's afraid so I feel she will do it on her time. NATIONWIDE IS AWESOME and thank you for all your help. This October I'm putting my other dog Xena on this insurance and I can't wait. THANK YOU FOR ALL YOU HAVE DONE AND THINKING OF MY PRECIOUS LUNA! :)
5

out of 5

POSTED: | BY: Sarah

Amazing Insurance!

My English bulldog had to have bilateral luxating patella surgery which costs approx. $5,000. Nationwide covered 90% of the costs!! It was our first claim therefore it took longer than usual for us to receive the claim back, which was totally understandable! I will always use nationwide pet insurance for all pets going forward!!!!
5

out of 5

POSTED: | BY: Barbara Morton

Nationwide is a great Pet Insurance!

I was a little discouraged in the beginning because it took so long to get reimbursed. We adopted our furbaby and the people that adopted him for 2 weeks and returned him to the shelter didn't return the medical papers. Our baby was found wandering the streets for about 2 months and no one knows where he came from. I also found out that there was a backlog, which is understandable. All-in-all, I really like Nationwide. They are very cautious about security and people trying to commit fraud and so they are very thorough.
5

out of 5

POSTED: | BY: barbara emery

good to have insurance

it is great to have pet insurance
5

out of 5

POSTED: | BY: Danielle

Got reimbursed very happy

Got paid back but it was a long time to wait
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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