Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Manuela

Awesome insurance & customer service!

ACL surgery was fully covered, submitting claims is easy and they get handled very quickly. Feeling good because our 4-legged boy is well protected and cared after when he needs it.
4

out of 5

POSTED: | BY: Cindy Fitzpatrick

Great insurance, pays as stated with no holdups

Great pet insurance, pays exactly how they state in policy with no hold ups or bs like other insurance companies. filling out and filing a claim form is extremely easy. The only thing I would change is the waiting time for each claim to be paid. 99% of the time they take between 25 and 29 days to pay a claim. When it's simple as annual blood work or routine exam you still have to wait almost 30 days.
5

out of 5

POSTED: | BY: Julie T.

Best thing I could have ever done is insure my pets with Nationwide.

Having the insurance provided a great deal of comfort knowing that I could provide for my pets in the best manner possible when they were sick and in their wellness exams. Filing a claim is very easy.
5

out of 5

POSTED: | BY: DIANE S

Toby's insurance

You guys are great. You pay on time. Everything that you said was covered is covered and you seem to care about my Toby. Thank you very much
5

out of 5

POSTED: | BY: Debbie Diachenko

Impressive service and reasonably quick processing time

We are surprisingly happy with Nationwide. Coverage seems to be as stated. Program seems to work nicely
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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