Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,391

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.0
  • 4.3
  • 4.8
  • Count
  • 1
  • 36
  • 21,391

Updated: November 13, 2023

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Diana Territo

Marshmallow the Ferret

VPI- please add ferret to your questions below- I had to pick cat because my choices were only dog or cat. Thanks! Marshmallow my little ferret was withdrawn and not eating, not like her at all. I brought her to the vet, who after X-rays and ultrasound found that Marshmallow had a blockage. Marshmallow had surgery that evening and the vet removed a cosmetics tip applicator from her. I never thought I would actually need insurance, but thankfully I had it and was able to get my baby the care that she needed. I will never be without insurance for my pets. VPI reimbursed me $930, which more than covers the cost of Marshmallow's insurance for years to come. Very much worth it both financially and for peace of mind. Thank you VPI.
5

out of 5

POSTED: | BY: Christy

No better pet insurance out there.

When I adopted my cat, she started ingesting foreign objects and getting sick a lot. I had 300$ vet visits each time I went for X-rays, shots and evaluation with the Dr. Finally, after the 4th time I'd had a enough and knew I needed some pet insurance. I found VPI through my vet office. Best decision I ever made. I have the Major Medical plan and each time I need to take my cat in, I just pay for the services up front and then a few weeks later I get a reimbursement check for what is covered. which is almost everything that was provided by the vet. Each year my costs are covered and claims are easy to send in and I have NO issues with the company denying claims or giving me issues of what services were provided. I will NEVER go with anyone else for my pet insurance because these are the best people around that take care of your wallet and your pet.
5

out of 5

POSTED: | BY: Diane

Great Experience

My 10 year old Golden Retriever Jack tore his ACL and had major surgery to repair. I have had VPI insurance for over 5 years, but had never used it. Within 3 days of Jack's tear, he was in for surgery, my Vet filed the paperwork the next day and I received a claim check within 2 weeks. I agree with other reviewers on this page, that you should do your due diligence on the policy and understand the reimbursement. I did not and once I started reading the policy, I had low expectations. Jack's surgery was over $4,000 and in the end I received all but a small deductable. I couldn't be happier with the claim process and outcome.
5

out of 5

POSTED: | BY: marie george

vpi is the best

Read your ins policy. Angus had an hemangioma which was not properly treated after his surgery which left us with multiple vet visits till it became an emergency vet visit. VPI ins helped pay most of the caim. Angus was only 4 years old. He is just fine now. Thanks VPI.
5

out of 5

POSTED: | BY: marie george

vpi is the best

Read your ins policy.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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