Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,391

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.0
  • 4.3
  • 4.8
  • Count
  • 1
  • 36
  • 21,391

Updated: November 13, 2023

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sherry Tanno

Very Nice Company. Been with you 12 years.

Everything went well. The amount of the proceedure was $495.00 and I received $300.00. I wish it was alittle more, however it was fair.
5

out of 5

POSTED: | BY: Arron

A life saver... Literally

Getting pet insurance is the best decision Ive ever made for my pets. I learned the hard way by going through a tough situation with a dog that ended up passing. I was unable to afford a 5k surgery and had to make the hardest decision as a pet owner. Now my two cats both have insurance through VPI. As rescues you never know what type of health issues may arise. I've never had to submit a claim for one and the other has needs lots of medical attention. VPI has allowed me to give them both the best care possible. You never know what will happen and the policies are very affordable and a small price for peace of mind.
3

out of 5

POSTED: | BY: Judy

Be VERY AWARE of renewal dates

DO NOT have any wellness/vaccinations/etc prior to renewal date. One claim per policy year or it is NOT covered. Diva was four days early and NO coverage for policy year. Loyal pet customer for ten years and no grace period. I am NOT a satisfied client even though I should have watched date!!!
5

out of 5

POSTED: | BY: Anne McFarland

better than I every imagined!

My big tabby began sneezing and coughing a lot. He is now my inside/outside pet, after spending at least 2 years outside on my patio and not being fed while I took care of an inside cat with many health problems. He began sneezing and coughing, so I took him to my regular vet, who had a blood test that proved he has FIV. After an $88 vet bill I submitted a bill to VPI, and was very pleased to receive a check for $55. It was much more than I expected.
5

out of 5

POSTED: | BY: mary sokolowski

Very Happy with VPI

I have a 10 year old dog that VPI had no problem covering .Had only paid my first payment , submitted a claim and got almost all of it back ! S o easy ! I am very happy with my choice
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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