Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kate Lessman

Your company has been great so far in helping with his medical expenses. Thank you.

I have had no problems with any bill I have submitted. Health care for our pets is almost as expensive as that of people. Your company provides a valid opportunity for people to be able to own pets. Pets grow old just like people. I got Paco when he was 3 mo old and have had him insured since then; he is not 12 years old. I have only had to use his medical in the last year and a half. It has been good knowing that when he needs care, I don't have to sell my house to keep him in good health. If a person is going to own a pet, they need pet insurance. Your company has been great so far.
5

out of 5

POSTED: | BY: Desiree Martin

Simple, easy process

The process is very simple, though claims used to get paid a lot faster in the past. In the last year or so they have taken almost a month when prior it was maybe 2 weeks at the most. Other than that I love everything about nationwide pet insurance.
5

out of 5

POSTED: | BY: Pam Warren

Thanks

Turning in claims have been very easy, So glad i purchased the insurance since my baby has had a few issues this year. I will definitely renew the policy next year
5

out of 5

POSTED: | BY: Marilyn Wehr

Timely, Professional claims servaice

So glad we have Nationwide Pet insurance. Claims are always processed timely. Payments are made electronically. Seamless. I don't need to do anything.
5

out of 5

POSTED: | BY: Cassandra Melinnis

Wonderful

I am so happy that I chose Nationwide for my pups insurance coverage. I am more than satisfied with the prompt attention given to the claims. Customer service is wonderful and eager to help with anything I have concerns about. The 24/7 vet line is especially reassuring and I am grateful for it.. Luckily I have only needed to call it once, but it was comforting to speak with a professional in an emergency situation!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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