Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Anthea McCallister

Thank goodness I had coverage!

I never expected my sweet girl to have a problem with her pregnancy. But she did. Having her insured gave me the chance to take her to a reproductive specialist where she received the best of care despite losing a minimum of 2 puppies. The care she received enabled her to deliver a healthy puppy via C-section. As I watch my girl stretched out on the couch beside me and think of what could have happened had she not had such wonderful coverage I get a lump in my throat. The kindness and support received from the customer care team at Nationwide is some of the best to be found. If you are considering health coverage for your 4-legged family member, I highly recommend Nationwide. Don’t wait. I’m so thankful that I didn’t.
5

out of 5

POSTED: | BY: Ellen

Good job!

Friendly service and claim processed quickly
5

out of 5

POSTED: | BY: Emily

Nationwide has been life saving for my fur baby!

Investing in Nationwide has been an absolute savior for my pet and I and has given me peace of mind. After only about a month of having coverage, my cat fractured his hip. We waited a little while in hopes that strict rest would heal the small fracture. In the end it didn't and he had to have surgery that was over $2,000...on top of all the other expenses that came with it. I would not have been able to give him the care he needed if it weren't for Nationwide. I use the app on my phone to upload my claims and the process is relatively quick, it is an absolute breeze and totally worth the money. This is my first time having insurance for a pet and i will no longer go without it in the future! Thank you, Nationwide!!
5

out of 5

POSTED: | BY: Emily

Nationwide has been life saving for my fur baby!

Investing in Nationwide has been an absolute savior for my pet and I and has given me peace of mind. After only about a month of having coverage, my cat fractured his hip. We waited a little while in hopes that strict rest would heal the small fracture. In the end it didn't and he had to have surgery that was over $2,000...on top of all the other expenses that came with it. I would not have been able to give him the care he needed if it weren't for Nationwide. I use the app on my phone to upload my claims and the process is relatively quick, it is an absolute breeze and totally worth the money. This is my first time having insurance for a pet and i will no longer go without it in the future! Thank you, Nationwide!!
5

out of 5

POSTED: | BY: Joanne Sather

Satisfied

I opened this policy through my employer when we first got for our dog when we adopted her from a rescue shelter. It was later moved to Nationwide. Until recently, our dog has been “rock solid” and we’ve only used the policy for annual checkups, shots, teeth cleaning and monthly heart worm and flea/tick medication. Those claims were paid almost immediately. Over the past couple of months, we’ve been treating a persistent, mysterious infection on our pup’s tail and have made 4 trips to the vet. It took 2-3 weeks to have our claims paid. Note: Our vet files the claims for us. We also had a late-night trip to the local emergency vet because of persistent vomiting and dehydration from ingesting Mupirocin ointment after she unwrapped her tail bandage. Vomit with specks if blood in it is scary, especially when the dog has only vomited once in the previous 6 years. I haven’t filed this claim yet as I’m waiting to see if I’ll have any other prescriptions for Cocoa which have to come from a regular pharmacy. I’ve signed up to have our claim payments wire transferred directly into our account. Nationwide uses Chase Bank for this process. I find having to log into Chase and “accept” the payment a pain in the neck. Other than that, I’m satisfied with our coverage through Nationwide.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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