Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,490

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Stephen

Nationwide has exceeded my expectations.

Filing a claim is super easy. I submit it with my phone and after a short review process the payment is deposited in my checking account. (The claim process should be this easy with my own healthcare policy). Our dog needed to be anesthesized to have a biopsy done and it was nice to know I had coverage. I didn’t need to get prior approval to get the claim covered. I just submitted the necessary documentation and the payment followed quickly.
5

out of 5

POSTED: | BY: Newman

Great customer service and timely payment of claims

very happy with our almost full year of insurance for our puppy who just turned 1. Nervous about the premium renewal, hoping it doesn't go up for the 2nd year.
5

out of 5

POSTED: | BY: April

Nationwide covered our pups knee surgery

This is the first pet we have opted for pet insurance for and we could not have made a better choice. While there is a 30 day lag between submitting the claim and being reimbursed the customer service portal is very informative about where we were in the process the whole time.
5

out of 5

POSTED: | BY: Christine

Happy with the service

No complaints. Claims have been handled promptly and efficiently. Thanks
5

out of 5

POSTED: | BY: Patricia

You make the process simple.

Nationwide makes the claims process simple and communication process via email is great...

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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