Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,391

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
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  • 4.4
  • 4.8
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  • 34
  • 21,391

Updated: November 13, 2023

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Karen

Very Pleased with VPI

Have both basic and catastrophic policies; costs a bit more monthly but well worth it. Most of our claims have been reimbursed. Typically reimbursed at 60-100%, depending on claim type. Anything we get back is gravy, as having insurance doesn't change what we will/won't due for our Berner. She'll always get the best care, regardless of the cost. Last bill was $520; VPI paid $480. Works for me...have never had a concern.
5

out of 5

POSTED: | BY: Joan Kohnke

Overall happy with VPI

I have had VPI for about 19 years. Have no experience with other companies so can't compare. My vet's office pushes Trupanion and I did get a quote. They may reimburse more but their premiums seemed high. Was very happy recently when out of the blue my 2-year-old Scottie got very ill. After the $500 deductible, I was reimbursed the rest, so was very happy. Also, last year my elderly Scottie had surgery for liver cancer. Unfortunately, she did not survive, but VPI was a godsend with helping to pay those bills at a time when we were grieving. I am hoping the premiums do not go up too much because I have made these claims. I would be happy never to have to claim again though.
5

out of 5

POSTED: | BY: Denise Winer

VPI is the best!

Easy claim process. Knowledgeable staff who love animals. Wouldn't have a pet without it.. Great reimbursements.
5

out of 5

POSTED: | BY: David Moffett

Best Pet Insurance Availiable

Best Pet insurer we could find. Service is tops and covered 99 % of the expenses on a surgery we just had done on our dog. Filing claims is easy and they are handled quickly. Recommend VPI highly. Our vet recommended VPI to us as one of the better companies.
5

out of 5

POSTED: | BY: Ryan O'Connor

Thank you

My 9 year old labrador suffered a substantial epistaxis and was taken to local vet. They told us it was cancer and was terminal. After consulting with an expert in the area and CT scan , lab work, X-Rays and biopsies.... We were fortunate to find out it was not cancer!!!!!!! VPI covered most of all the expenses without question...!!!! Thanks !!!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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