Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,490

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jorge

Thankful we use your service for help with shadows medical bills.

Once I learned I receive a discount for this service through work I got it immediately got the service once I passed the minimum expense they started to reimburse me and it was all worth it when my husky got sick and we needed to take him to the vet I quickly learn how expensive it can get but about 3 weeks later I was reimbursed for most of it and was able to care for my Shadow without falling behind on my bills
5

out of 5

POSTED: | BY: Robert

Great Insurance Coverage

I have had Nationwide insurance on my Lab for 1 1/2 years now and have received absolutely the best professional care! Both in terms of customer service, expert advise and prompt claim reviews/resolution. I can honestly say I would choose no other insurance program for my Pet!!
5

out of 5

POSTED: | BY: Jennifer

It's very helpful and convenient to have this insurance

I'm really happy with this insurance it made it easier for me to provide quality care for my pit bulls.
5

out of 5

POSTED: | BY: Jean

Claims

You're coverage is excellent. However, the time to process a claim is too long.
5

out of 5

POSTED: | BY: Talia

Thank goodness for pet insurance

I will never go without pet insurance. This is now the 2nd time, two different pets, that we have used it. I rave about it and encourage all to get it all the time. The only thing I wish was that the turn around time was a little quicker. That took almost 30 days to process.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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