Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Stacie

So happy to have VPI insurance

VPI insurance cares for my pet as I do. They are very helpful in making sure my pets get the care they need. I couldn’t be happier and would highly recommend them to anyone who needs pet insurance.
5

out of 5

POSTED: | BY: Tyler

Outstanding!

I have Nationwide Pet Insurance for both my dogs and it has been an absolute life saver for my family. We have assurance that all members in our family are covered and Nationwide has been amazingly helpful in answering any and all questions regarding our claims or plans. Thank you!
5

out of 5

POSTED: | BY: Prakash

Nationwide Really IS on your side!

I have had Nationwide Pet Insurnce since 2016 and since, have added 2 more pets (all whom I have covered with Nationwide) Very very comprehesive covereage for your pet in any situation. In 1 major situation that had costs me over $15,000 in surgery for one of my pups, it was very helpful to have this coverage. They came through and covered it. In some cases, you have to give some some time as they are growing fast and are increasing thier staff to keep up. it can take a little more than 30 days as they need to review details on such a large claim like the one I had. smaller claims are processed within a couple of days. They cover preventative care which can be costly but it's nice to know they have your pet covered for it as preventative care can help our pets live longer, pain free lives. They cover what they say they will cover! Nationwide is a womderful company! My pets and I thank them.
5

out of 5

POSTED: | BY: Debora

My claims are always settled in a timely manner with no hassle.

I am very happy with the easy of the claim process. Not complicated and lengthy. Response is timely even when traveling with my dog.
5

out of 5

POSTED: | BY: Laurie

Quick turnaround

Easy to submit claims and relatively quick turnaround!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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