Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: KARLEY

AMAZING

I have had no issues with this insurance. It was recommended by Thor's vet to get pet insurance ASAP. At first I was a little hesitant, but I am so thankful that we did get it! Puppy immunizations were covered, when he ate something he wasn't supposed to, it was covered, when he had allergic skin reactions it was covered. I will be staying with Nation Wide for a long time. The claims are also handled within the month period and the report of the claim is easy to understand.
5

out of 5

POSTED: | BY: Sheila

I am very happy with this insurance.

I had this insurance for 7 years with my previous dog, and I am so thankful I did because unfortunately my dog had a lot of problems and the insurance really was an important part of her healthcare. So, of course, I continue this insurance for my new puppy.
5

out of 5

POSTED: | BY: Michele

Very easy to work with

It is very easy to make a claim and communicate. Haven’t run into any problems
5

out of 5

POSTED: | BY: Stephanie

Insurance gives us peace of mind

I appreciate having the coverage to take excellent care of my dog.
5

out of 5

POSTED: | BY: Susan

This is the first time I've had pet insurance, and glad I have Nationwide.

This is the first time I've issued a claim with Nationwide. I had enrolled with the insurance plan earlier on in the year. I was a little skeptical, but it all worked out. I understand I got paid 90% of the claim with a $250 deductible - which seems fair to me ,and which is what I got. But Nationwide was very helpful with my questions and concerns. My veterinarian is a little expensive so I was worried if I would get reimbursed to even close to what I paid - and it was pretty close. I may go back to my less expensive vet for next year though.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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