Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: D E

So happy to know I chose the best pet insurance for my beloved dog

nNarionwide makes processing g claims very easy. If I have questions I can call and am always greeted with a friendly knowledgeable agent who answers my questions/concerns honestly. I appreciate that. The website and monthly newsletter is much appreciated.
5

out of 5

POSTED: | BY: Edward

Great coverage

We had our dog eat something in the past he never did a piece of one of his toys, since he had not done this in 6 years we were shocked and he got sick from it and had to have a variety of test, and change in diet and some great hardship. I was shocked to see the policy covers this sort of thing. Having owned dogs my whole like i never saw this from one of my dogs and since he showed no interest in the past in doing this we were caught off guard. We have now learned how common this is with dogs.
5

out of 5

POSTED: | BY: Diana

Prompt, good communication, always pays as promised after deductible met

I've used this company for over 15 years. Always happy with service and responsiveness. Great at communicating and easy claim forms. Highly recommend.
5

out of 5

POSTED: | BY: Kerry Lorentzson

having Nationwide pet insurance for my dog is a secure feeling

I reviewed many pet ins policies prior to deciding on Nationwide. During open enrollment at work I found out that their plan was offered as a voluntary benefit. After reading the policy and talking to someone at the office I just felt I couldn't go wrong with this one. Managing routine preventative care for my dog was not my primary concern although the wellness coverage for this is very good. It was the unexpected illness or injury that I was worried about. Thankfully, my dog has been quite healthy but I like the feeling that if she becomes sick or gets injured I won't need to fret over the expense. Instead I can expend my energy caring for my dog. Claim forms are simple to fill out, and you can get reimbursement electronically right into your bank acct. I think it takes about 30 days ? No longer, it seems like a reasonable turn around time to me . And after submitting and being reimbursed for a few claims now I feel secure that the company pays for what they say they will.
5

out of 5

POSTED: | BY: justin meyer

Honest, Accurate, Fast!

My dog has been treated for slipped discs in her back in the past. A vet forced her down and ended up rupturing the disc. I called nationwide and a representative walked me through exactly what my policy covered, how much would be covered and gave me some good advice. Thanks to the rep, I was able to negotiate with the hospital that performed the surgery. From the time I submitted the claims, it was a VERY fast turn-around, preventing me from having to pay any interest on my line of credit. Well done Nationwide, your team was the only stress free part of this terrible ordeal for me and my dog.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

Get a quote today

Leave a review