Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Ashley Lutz

Mostly Positive Experience

I feel that the time it takes for claims to be processed is incredibly long. I have had other claims for auto/renters/home that have been processed in a matter of hours, so I know that with a big company like Nationwide, it is very possible to speed these processes up. I am glad that I decided to get pet insurance for the most part. I was disappointed that when coverage plans were improved when VPI moved under the Nationwide umbrella, that my pet, who was still very young, did not qualify. I have recommended VPI to many friends since joining, and I feel that there wasn't much loyalty to existing customers when that happened.
5

out of 5

POSTED: | BY: Shianne

Good service

I am satisfied with the way Nationwide handles my claims. Pretty easy to navigate and very professional. The only downside is the time it takes for claims to get processed and distributed. But all in all, good service.
5

out of 5

POSTED: | BY: Caroline

Purchasing insurance was a great decision for Chloe and me!

I am so glad that I purchased this insurance and I would enthusiastically recommend this coverage to friends and family. Claims submission is so easy and when I call customer service they are always compassionate and helpful. Thank you for helping me take care of Chloe!
5

out of 5

POSTED: | BY: Pam

Nationwide Pet is the BEST!

Nationwide has been SO helpful with our pets! The insurance is so worth having, and I have recommended this to all my workplace buddies. Thanks Nationwide!
5

out of 5

POSTED: | BY: Christine Stewart

She is getting older and has a slight inflammation in one knee and arthritis in a paw

Knowing that I have Nationwide as a safety net has our family member is aging. That I won't have decide to fore go a vet visit because it's too expensive.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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