Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kathy

Invaluable

I have had this insurance now on 4 of my golden retrievers. It is invaluable and gives me comfort knowing there is help if my pet needs expensive medical treatment. My dogs travel a good bit as I show them in obedience. Because of this they require all updated vaccines, check ups, etc. When one of my golden retrievers got sick, we discovered he had to have his gallbladder out. Can't say enough about the coverage from this insurance meant to us. It enabled us to do the surgery in the least invasive way. I felt I owed that to my boy, who just had gotten back from competing at Westminster in obedience in New York. We were thrilled to be able to do this with the shortened recovery time.
5

out of 5

POSTED: | BY: Bonnie

My dog has had quite a few issues in the last year and half and so easy to submit claims.

Love being able to use Vitus Vet App
5

out of 5

POSTED: | BY: William

VPI has helped me love my pet more knowing the insurance benefits are are available to me and my pet.

Thank you VPI you are the best.
5

out of 5

POSTED: | BY: Robert

Claims for my pet are promptly handled and if further information is needed it is request in a timely manner.

My pet has had a number of problems in recent years and I have filed a number of claims. All have been treated fairly and I have no cause for complaint since my policy provides the information that will be reimbursed.
5

out of 5

POSTED: | BY: Kristy

Peace of mind and a helping hand!

I love my dog, Indy, and I would do anything to make sure he lives a happy and healthy life. It is great to know that I don't have to worry and I can depend on Nationwide to help with the bills - even his yearly exam. I am able to give him the best care my vet can offer!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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