Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: ERIN BELL

Great pet insurance

I have appreciated the color process for submitting and tracking claims. Love the new Chase electronic payment option.
5

out of 5

POSTED: | BY: Lee Ann

Pays better and faster than our health insurance

I have been very impressed by the ease and speed of processing claims for our Great Dane. Unfortunately, she has had many genetic problems starting about 3 months old. Nationwide has never denied or questioned anything. It is nice to get the service that you expect. It is also great that the small increase in premiums is not based on the number of times you submitted claims. It is the same fee for everyone. I appreciate not having the typical struggles we have with our own health insurance needs. Thank you Nationwide.
5

out of 5

POSTED: | BY: Donna M

Great insurance coverage for my pet

This company pays in a timely manner. Customer Service was great ! Awesome coverage
5

out of 5

POSTED: | BY: Lisa Losty

very happy with service

get through phone quick, prompt reply and service, good plan coverage
5

out of 5

POSTED: | BY: Renee Dambakly

I'm so glad I found VPI -- they're the BEST!

Putting in a claim is always so easy. Reimbursement is swift and accurate. I've heard horror stories about other pet insurances. I can rest assured that my Tara will always have the medical care she needs because I'm with an honest company!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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