Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Nancy Voth

Nationwide exceeded expectations in both reimbursement amount and speed of reimbursement in responding to our dog's back injury!

We were besides ourselves when our beloved dog Josie was clearly in pain and we didn't know why! We brought her to the (great) emergency vet, where they told us she likely had herniated discs but they wanted more information before recommending treatment. We wanted to get to the bottom of the problem so we could start to make her better! We had an MRI done, knowing that we would get some level of reimbursement and feeling like the cost would be worth it to help our pup. After a long several days at the vet and multiple prescriptions later, she has been feeling more like her happy self - and we are so relieved. We were thrilled to get a significant portion of our emergency vet costs reimbursed within a few days or our submission. We are so grateful! Thank you!
5

out of 5

POSTED: | BY: Sheri Crandall

Long time to process claims

Happy will all so far except claim process time seems excessively long.
5

out of 5

POSTED: | BY: suzanne severs

payments

The only problem I have with nationwide is that I think they take way too long to reimburse
3

out of 5

POSTED: | BY: Robin Lester

take too long to review claim for NEMO

take too long to review claim for NEMO. Claim was files at least 5 weeks ago Not paid yet,
5

out of 5

POSTED: | BY: Juana Lara

Nationwide provides great service in a timely manner.

Great service! I’m satisfies with all the service that I have received. I couldn’t have picked a better pet insurance company.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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