5
out of 5
POSTED: | BY: Heidi
Easy to file a claim
The claim process is straightforward. The explanation of what is covered is simple. When a charge is not reimbursed, the reason why is stated clearly.
4.8
out of 5
Number of reviews 25,490
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Melanie
Having insurance has saved our dogs life!
Without this insurance I don't thing our baby would be alive today. She has has to have major surgery requiring a neurosurgeon, MRI, and follow up visits, as well as extensive dental surgery as well. All things we would not be able to afford if it weren't for this insurance. We appreciate you for for helping our baby Gürl lead a happy healthy life.
5
out of 5
POSTED: | BY: Richard
I have zero complaints
For some reason, my dog has had a difficult year. In any event, nationwide has been there for me and i'm grateful.
5
out of 5
POSTED: | BY: Erica
Extremely happy with this insurance plan!
Super easy to submit claims, never had any issues. Love this pet insurance!
5
out of 5
POSTED: | BY: Sylvia
Wouldn’t go without it!
I’ve had Nationwide (VPI) for several of our dogs. Without it we would have had a financial burden. When nationwide says they’re on your side they mean it. Not just a slogan - it’s what they live by.
Customer service is always good, claims are generally paid in a timely and accurate way. I’d give them a higher rating if I could.
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.