Nationwide | Pet Insurance Review

9.5

out of 10

21346 Verified Reviews

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As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
10

out of 10

POSTED: | BY: Karen

wonderful service

I have had VPI 5 years now and am always satisfied with the amount of my reimbursement as well as how quickly I am contacted and updated. Great customer service.
10

out of 10

POSTED: | BY: David

awesome

Zeus is a special bread of a dog being a Giant Schnauzer who is very active. Having need surgery was the tough decision to make and put a pet through that. They just don't understand what's going on and the cost is crazy. Torn tendon is a bad deal which could tear completely. I am thankful for VIP Pet Insurance it made the decision much easier. Highly recommend VIP you never know what can happen to your pet who is a member of your family.
9

out of 10

POSTED: | BY: Marcus

Straightforward, no hassle experience

We had no problem filing our claim, the paper work and procedures were self explanatory, and we recieved the reimbursement before we had to pay our credit card bill. My wife and I were pleasantly surprised that all but $100 of the bill was covered by VPI, which was nearly $2000. We hope we won't be needing to rely on VPI any time soon, however, VPI allows us to keep our peace of mind in case something does.
1

out of 10

POSTED: | BY: Kimberly Johnson

Lousy

Vpi was happy to take my money but when it came to paying reimbursement that's another thing. Denied my claim because she had diarrhea year and a half before?! I could spend hours attempting to have them review my claim... Or i could save my $50 a month... I chose to save my money..
10

out of 10

POSTED: | BY: Angi Mozer

Totally satisfied - because I did my homework

Without boring you with the details of our situation, we decided to get pet insurance after spending way too much on our dog's medical needs. Our dog had a surprise diagnosis with a price tag of about $6,000. I did my homework and knew that there was a set amount that VPI would pay for specific diagnoses; my husband did not. I was actually pleasantly surprised about how much we received to cover the costs (just over 50%); my husband was not impressed but that's because he didn't understand how the insurance works. Here's another pleasant surprise: you don't have to submit medical bills and get each bill individually reimbursed. About two weeks after diagnosis we just received the entire benefit from the insurance, even though we experienced the cost of the treatment over 5 months. That helped so much. We are thrilled with this service, even after some misunderstanding on my husband's part.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage.

The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.

All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.

There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000.

Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.

Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).

Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.

Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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