Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,392

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 0
  • 4.3
  • 4.8
  • Count
  • 0
  • 27
  • 21,392

Updated: November 13, 2023

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Anne Sellars

Satisfied

When our little dog, Annabelle, had to have surgery, I submitted her bills and they were paid right away. I appreciate that.
5

out of 5

POSTED: | BY: Shoshannah Cohen

Really Glad we had VPI

We adopted Chickadee about a year ago, and friends with pets encouraged us to get VPI. I am very grateful for that advice, because she ended up needing to have a tooth out, which was really expensive. In addition to covering the annual vaccines and check-up, VPI covered most of the tooth extraction, saving us over $600. The claim process was very quick and convenient to do, and we received the reimbursement within a week.
5

out of 5

POSTED: | BY: Anne marie

Great customer service

Great customer service - when my 2year old lab had to have CCL repair- VPI were so reassuring and helpful- no stuck in the loop phone call- a real person who went overboard explains my policy.Very timely re imbursement - all health care should have such customer service!
5

out of 5

POSTED: | BY: Kristen

Score!!!!!

I have an 11 month old English Mastiff. I decided to purchase pet insurance because, with his size, any procedure or expense is super-sized. Boy am I glad I did! I got FULL coverage, both wellness and illness. He recently became extremely ill with an infection in his tail that left him unable to eat or walk. What peace of mind I had, knowing that my vet could take the necessary steps to effectively treat him and that money was not the deciding factor in his treatment. I had him neutered and micro-chipped while he was under for the tail amputation. He is now fully recovered (minus a tail)and happy as a giant puppy can be. Claim submitting has been super easy and the people at VPI are not nit picky and confrontational as I feared they might be. I feared that I'd have to fight and justify every expense or visit to the vet. But NO, I've never had to further explain any of the the 3 claims I've made, I just send them in, then in about a month, a check or explanation letter comes.
4

out of 5

POSTED: | BY: Tucker

Highly recommended

So glad we decided to purchase this coverage. Allowed us to provide care to our 12 year old Golden that would not otherwise been within reach.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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