223,999+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 223,999 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

223,999 total


Most selected providers in "June, 2026"

This chart shows the distribution of the most selected pet insurance providers in June, 2026.

Providers with highest rating

Embrace

19,970 reviews

4.9
Healthy Paws

11,371 reviews

4.9
Fetch

5,909 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,328 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

July 17, 2026

STAY AWAY FROM THEM

STAY AWAY FROM THEM. THEY WILL DO ANYTHING POSSIBLE TO DENY AND OBSTRUCT VALID CLAIMS.

Insurer: Pets Best

By: mooney

July 17, 2026

I would give a zero if I could

I would give a zero if I could. Instead of focusing on the overall rating, I read the reviews and realized there are a lot of people who had similar experiences that I had. I rescued Pepper in November 2025 and enrolled with Trupanion in March 2026. She had parvo before I adopted her. After months of paying premiums I submitted two claims totaling $379.63 for acute diarrhea and conjunctivitis. Both were denied as pre-existing conditions. I appealed twice, including submitting a formal letter from my veterinarian who specifically stated that diagnostic testing showed NO evidence of permanent intestinal damage from parvo and that the conjunctivitis cause was unspecified. Both appeals were denied. I received zero coverage after paying $190 in premiums. Trupanion is not appropriate for rescue dogs with any medical history. Save your money and go with Fetch instead — they actually built their insurance specifically for rescue pets. I can’t reply to them below. But I did dispute the denial of the claim. And they still said it was a past issue even though it was not. My dog all of a sudden was showing signs of diarrhea and vomiting so I brought her to the vet and they said that was a pre-existing condition because she had loose stools when I got her as a puppy. Which is completely different than what I brought her in for.

Insurer: Trupanion

By: Kasey Slinkard

July 17, 2026

I found the sign up process very easy…

I found the sign up process very easy and straightforward. I previously had a pet plan with MetLife for my previous dog that past away a year ago. I found the claim process easy to navigate when needed.

Insurer: MetLife

By: Alfred Alfisi

Verified July 17, 2026

Easy Process

The sign up process was very easy and user friendly.

Insurer: Nationwide

By: customer

Verified July 17, 2026

Claims are easy to submit

Easy to submit claims, fast promp responses, and coverage is accurate.

Insurer: Spot

By: Debbie Y

July 17, 2026

Highly deceptive marketing

Highly deceptive marketing. They claim to reimburse 90%. That is a lie I got back a little over $500, from an almost $1400 injury. I will be looking for better insurance for my dog. Probably Lemonade, once I do some research on the company. I will NOT be keeping this bullshit "insurance"...

Insurer: Trupanion

By: Tim Cooley

Verified July 17, 2026

My experience with this company so far…

My experience with this company so far has been pleasant. So far so good

Insurer: Spot

By: Luz Cepeda

Verified July 17, 2026

Pumpkin is the best pet insurance ever…

Pumpkin is the best pet insurance ever made. When my dog Zuko got sick, they paid out over $60k in hospital bills with no questions asked - and they cover EVERYTHING! They pay quickly, the process is easy, and I am a customer for life. If you are shopping for pet insurance there is NOBODY more comprehensive or better than them. My dog is alive because of Pumpkin. We LOVE THEM!

Insurer: Pumpkin

By: Angelo

Verified July 17, 2026

Kevin is awesome!

Kevin was incredibly helpful. It was a great customer service experience. He was friendly, knowledgeable and helpful throughout the whole process.

Insurer: Nationwide

By: Jared

Verified July 17, 2026

It was easy to file the claim and Fetch…

It was easy to file the claim and Fetch kept me informed throughout the process. I was very empressed.

Insurer: Fetch

By: Shawn

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