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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Honest Pet Insurance

We started with Healthy Paws pet insurance when out dog was a puppy thinking it would be good for the future. The company paid some small claims for minor injuries over the past few years. But this year she had two surgeries. There was a tumor in her sinus they thought was cancer. Turns out it is benign and they removed it. I thought the insurance would be cancelled after they paid for the first operation, but they did not. They they paid for the second! Wonderful. So nice to have a company stand by their insurance policies. I recommend them to everyone!!!
  • INSURER: Healthy Paws
  • VETERINARIAN: Dr. Pike
  • POSTED: 07/01/2024
  • BY: Don
  • BREED: Labradoodle
  • AGE OF PET: 7 - 10

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5

out of 5

If only human health insurance worked this well

I have been with Healthy Paws for 7+ years, and any time I have filed a claim, it has been handled efficiently and accurately. I just files two claims about 2 weeks apart, one large one for an emergency surgery. In both cases I received my EOB in 2 days after submitting the claim and the reimbursement in 1 week after filing. I wish human health insurance operated as well. It really was a weight off my mind during a stressful situation with my pet.
  • INSURER: Healthy Paws
  • POSTED: 07/01/2024
  • BY: Jennifer
  • BREED: Havanese
  • AGE OF PET: Over 11 years

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4

out of 5

Thankful for Pet Insurance

We have had Atlas since he was a puppy. When he was about 6 months old he started showing signs of allergies. Pets Plus Us has been there with us and helped us through all of these struggles. It is safe to say if we didn't have pet insurance we would have a very different experience for Atlas. He is generally managed but has flare ups throughout the year. I am so thankful for having our insurance.
  • INSURER: Pets Plus Us
  • VETERINARIAN: Hammonds Plains Veterinary Clinic
  • POSTED: 06/30/2024
  • BY: Nikki
  • BREED: Shiloh Shepherd
  • AGE OF PET: 4 - 6

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2

out of 5

Long processing time

It took over 5 weeks to process my claim. It was a simple claim (injury with imaging diagnostics - x-rays and diagnostic u; ultrasound), and I submitted all the medical records when I filed it (no additional documentation was required). I used to have Embrace, and my claims were processed within 7 days, and I received my check within 2 weeks of filing the claim.
  • INSURER: Pets Best
  • POSTED: 06/30/2024
  • BY: Yuko
  • BREED: Flat-coated Retriever
  • AGE OF PET: 4 - 6

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5

out of 5

Verified

Never go without a pet insurance

My dog is 14 years old now. Not a very healthy one. Lots of health issues when he was one year old. So glad I make the right decision to buy a Pet Insurance from Trupanion Canada the day I bought my dog. My claims were never declined and reimbursement was very quick each time. Customer representative is always sympathetic, caring and knowledgeable when calling them. Without a pet insurance, I definitely will not be able to afford the huge vet bills through all these years and my dog’s health being taken care of. My daughter has her pet insurance through Trupanion.
  • INSURER: Trupanion Canada
  • VETERINARIAN: Little Paws Animals
  • POSTED: 06/29/2024
  • BY: Susanna
  • BREED: Shih Tzu
  • AGE OF PET: Over 11 years

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4

out of 5

They've been good to us overall

Overall, claims are easy to submit, payment is easy and it's a life saver when it covers what you need. Claim speed varies directly with the claim amount. The more the reimbursement is, the longer we've had to wait. Customer service is helpful and courteous, within the guidelines they have to follow. What is frustrating is that there isn't clear I dication of what will or will not be covered. There's no way to get preauthorization to know what will be covered in advance of treatment. It's a submit and hope for the best situation. It's worked out for us so far for the most part, but it is certainly stressful that its an unknown as far as what will happen with the claim. If they added the capability for preauthorization to know what the outcome will be ahead of treatment, my review would be 5 stars.
  • INSURER: Pets Best
  • POSTED: 06/29/2024
  • BY: Gerald
  • BREED: German Shorthaired Pointer
  • AGE OF PET: 0 - 3

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5

out of 5

Always amazing

Pets Plus Us is an amazing insurance company. I love that the premium will remain the same for the length of my pet's life. Every interaction with staff has been great, they are knowledgeable and friendly. No issue getting claims covered, and no breed or condition discrimination. I recommend them to everyone!
  • INSURER: Pets Plus Us
  • POSTED: 06/29/2024
  • BY: Mackenzie
  • BREED: Dachshund (Miniature Smooth Haired)
  • AGE OF PET: 4 - 6

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3

out of 5

what is going on!

received our renewal today, 40% increase in premium, and this is not a year where prices go up. This is unfathomable for a retired couple! $100 per month is now $140.00. How do you justify this shaft you are handing the consumer.. 11 year customer, thanks a lot!!
  • INSURER: Pets Plus Us
  • POSTED: 06/28/2024
  • BY: james
  • BREED: Labrador Retriever (Yellow)
  • AGE OF PET: Over 11 years

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5

out of 5

So quick and easy

This is the first time I got pet insurance for one of my animals. I did my research and settled on Healthy Paws. I am glad I had this in place. My dog got sick on a weekend and we had to go into an emergency vet. She ended up having to stay for 24 hours. The cost was very high and without insurance I am not sure what I would have done. I was able to submit everything and with in 4 days of her visit I received a reimbursement. It was so easy to send in a claim and it is nice to have that peace of mind that I can do everything possible for my pet and not let a financial burden determine a decision like that. I highly recommend Healthy Paws.
  • INSURER: Healthy Paws
  • POSTED: 06/28/2024
  • BY: Tenille
  • BREED: Goldendoodle
  • AGE OF PET: 4 - 6

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5

out of 5

Best Pet Insurance - HANDS DOWN

I have 2 pets insured through MetLife for @ 2 years now and I have never regretted it. Reasonable prices, fast claim processing, and quick repayment to my bank account. So glad my daughter told me about MetLife.
  • INSURER: MetLife
  • VETERINARIAN: Pearland Animal Hospital
  • POSTED: 06/28/2024
  • BY: Randy
  • BREED: Rhodesian Ridgeback
  • AGE OF PET: 0 - 3

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