220,623+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 220,623 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

220,623 total


Most selected providers in "May, 2026"

This chart shows the distribution of the most selected pet insurance providers in May, 2026.

Providers with highest rating

Embrace

19,889 reviews

4.9
Healthy Paws

11,227 reviews

4.9
Fetch

5,642 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,087 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified June 03, 2026

I’ve had your Pet insurance for a while…

I’ve had your Pet insurance for a while now and never had the opportunity to use it. My dog Cody, a little Shih Tzu had a seizure and I had to rush him to the emergency pet clinic. I notified you A Day after and you were so kind and everyone took care of everything I didn’t have any questions. Everything was very clear and how to do things and you settled everything for me quite quickly and I thank you so much. It’s quite a relief Cody so far is doing fine.

Insurer: Spot

By: Patricia Frey

Verified June 03, 2026

Makes a very stressful situation quite…

Makes a very stressful situation quite a bit easier and clearer as to what needs to happen and their responses are quick and the employees are knowledgeable and friendly.

Insurer: Trupanion

By: CHERI

June 03, 2026

Pets best has been great for me

Pets best has been incredible. After having two dogs go through serious health complications with no pet insurance, I’ll never have a pet again without it. I adopted my new pup last year and very quickly got insurance. It was extremely easy to set up, and figure out what met my budget. Thankfully I did. She has had a tough time with her stomach sensitivity. It’s led to many vet visits. After meeting the deductible, everything has been paid back to me in a timely manner. Very simple uploading vet bills through photo. The only thing I would say needs some work is the app functionality. Sometimes it will ask you to log in multiple times. It just needs some updates. Customer service has been friendly, efficient and well educated every time I’ve had to call.

Insurer: Pets Best

By: Alexis Wise

June 03, 2026

Highly recommend

After a few days researching pet insurance I choose Fetch Pet. I liked the wellness option especially for a new puppy. Nadine was super helpful answering all my questions. Speaking to a real person with little automation to get to her, made the experience much easier. The app is a plus. I haven’t submitted any claims and hopefully I won’t need too. So far I am pleased with my choice and highly recommend Fetch Pet.

Insurer: Fetch Canada

By: Wendy

June 03, 2026

AVOID Spot Pet Insurance

I strongly recommend AVOIDING Spot Pet Insurance and considering one of the many other highly rated pet insurance providers. For nearly two months, Spot has delayed making a pre-approval decision for my dog's recommended treatment despite having received all the requested medical records, documentation, and supporting information. During that time, I have repeatedly been given explanations for why a decision has not yet been made, but no meaningful progress has occurred. My 5-year-old Labrador Retriever has been suffering from a leg injury that has not healed in nearly six months. An orthopedic veterinary specialist has recommended an ultrasound and potentially additional treatments to properly diagnose and address the issue. These delays are preventing my dog from receiving timely care. What makes this situation particularly concerning is that Spot's continued delays are pushing the claim process toward my annual policy renewal date. I have already satisfied my deductible and am currently in the reimbursement phase of my coverage. If the process extends beyond the renewal date, my deductible will reset to zero, potentially costing me thousands of dollars in additional out-of-pocket expenses. From my perspective, Spot's handling of this matter appears designed to delay a decision until after renewal, rather than provide the prompt evaluation that policyholders reasonably expect. In addition, Spot's customer service has been extremely frustrating. Every time I have called, I have struggled to communicate with representatives due to language barriers and poor phone connection quality. Regardless of the representative's knowledge or professionalism, the combination of difficult-to-understand communication and consistently poor call quality has made it unnecessarily difficult to obtain clear answers about my claim. Based on my experience, Spot has failed to provide timely claim handling, transparent communication, and effective customer support when my pet needed care the most. I cannot recommend this company.

Insurer: Spot

By: Robert S

Verified June 03, 2026

great service

great service

Insurer: Sonnet

By: Mahima Kaushal

Verified June 03, 2026

Easy and convenient

Easy and convenient. Great discounts

Insurer: MetLife

By: Leslie Kushner

Verified June 03, 2026

easy to enroll!

easy to enroll!

Insurer: MetLife

By: Dee

Verified June 03, 2026

The process with simple and quick

The process with simple and quick. I had another insurance company with my past pets and their reimbursement took just a couple of days. Fetch takes a couple of weeks. No problem, though.

Insurer: Fetch

By: Paul K

June 03, 2026

Buyer Beware - Read Your Policy for Preexisting Condition Loopholes

I purchased a pet insurance plan through Trupanion for my mini dachshund. Specifically purchased this as my first pet insurance product because of the IVDD condition that often occurs in dachshunds. My Ellie is six months old and is perfectly healthy. My vet listed that she has short legs (no kidding!) in her records and Trupanion used that to record a preexisting condition, thereby excluding IVDD from her coverage. I spoke with two people at Trupanion to ask for it to be amended, but they refused.

Insurer: Trupanion

By: Jennifer Dalton Cooper

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