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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

5

out of 5

Amazing

Lemonade is easy to deal with. You can do everything on line in 5 minutes if you have all the details from your vet. Ask your vet to send you a detailed receipt. With these infos you submit everything through your phone like a chat. It’s been almost 3 years and we’re extremely satisfied.
  • INSURER: Lemonade
  • POSTED: 01/27/2023
  • BY: Leo
  • BREED: Mixed Breed
  • AGE OF PET: 0 - 3

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5

out of 5

Great Pet Insurance

So glad that I have Best Pet as my insurance provider. The Claim was handled in a very satisfactory manner.
  • INSURER: Pets Best
  • POSTED: 01/27/2023
  • BY: Nora
  • BREED: Yorkshire Terrier
  • AGE OF PET: 4 - 6

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4

out of 5

Verified

Very easy to work with!!

Our pup had pretty major surgery, they covered everything!! They continue to pay for her very expensive medication!! It's very easy to file claims, just a quick email. I recommend
  • INSURER: Trupanion
  • POSTED: 01/27/2023
  • BY: Debbi
  • BREED: German Shepherd
  • AGE OF PET: 0 - 3

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2

out of 5

Delays after delays

I've had ASPCA for 3 plus years. Since starting with them was great, no problems. Moving forward after the first year and I price increase of more than $20 a month just for the increased amount made the monthly insurance cost about $55. The 2nd year Covid hit and life changed for all of us. My insurance had everyone working from their home. I had 2 or 3 $100 or less claims the 2nd year. I emailed the claims into their office. They offer direct deposit when they pay a claim. After 3 weeks and no communication I called their office. Recording comes on and says due to Covid claims will be taking at least 30 days extra to process. I waited the 30 days for the 1st claim called had to leave a message due Covid. How convenient to NOT pay claims and use COVID as the excuse to withhold paying claims. Whether you work at home or the office only difference is an office verses a room in your house. If their employees had that much obstacles keeping them from processing claims the management should have corrected that. Moving forward it took45-60 days to get paid for claims that are minor. My policy is a $100 deductible with a 90% coverage. Now that Covid can't be used as an excuse and into the 3rd year I submitted another $108 claim waited 3 weeks and get a notice that the claims reps wants a complete medical history. Now remember I have only used 1 vet for 3 1/2 years. The insurance pulled this on the last claim during the 2nd year asking for medical history. My recent claim is the 1st for the new year $108 and they denied the claim because they could not get the vet to provide the history. My vet advised me they are playing games. They have my dogs history for the last 3 years and now look their excuse. I could have changed insurance but I gave them another chance. This year they raised my dogs monthly cost to more the $86.00 per month. My dog is not sickly and very healthy. It appears to me ASPCA is having financial problems and they use every excuse to not pay your claim and deny claims. Also ASPCA is not affiliated to the charity organization that help animals. I do not recommend this company. If you have insurance with ASPCA good luck as each year goes by you will remember my review and so will your bank account. BEWARE
  • INSURER: ASPCA
  • POSTED: 01/26/2023
  • BY: lee
  • BREED: Rat Terrier
  • AGE OF PET: 4 - 6

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5

out of 5

Thank God!

I am so thankful that I had started Healthy Paws when both my cat and dog were young! Hooie, my cat just recently had to go to ER for severe case of crystals in bladder. After 2 days in hospital with special treatments, I got to bring him home. Then 24 hours later we were back in ER, but only for 3-4 hours. I am still thanking God for Healthy Paws! That total bill was about $2400. If I had not had the insurance I could not have afforded that bill and I would have hesitated about taking Hooie in… or, I would have gone ahead and the resulting ulcer over the bill would have sent me to the ER. As it is, my deductible was $100 and then Healthy Paws picked up 90% of the rest. So,so worth it. And, it is so easy and fast to get the money !
  • INSURER: Healthy Paws
  • POSTED: 01/26/2023
  • BY: Patricia
  • BREED: Maine Coon
  • AGE OF PET: 4 - 6

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5

out of 5

great company

ive had nothing but good experience with pets best.
  • INSURER: Pets Best
  • POSTED: 01/26/2023
  • BY: Jennifer
  • BREED: Mixed Breed Medium (20lb - 70lb)
  • AGE OF PET: 4 - 6

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5

out of 5

Great Customer Service and Claim Reimbursements

I am on my 2nd year with this company and I couldn't be happier. My mixed breed dog that I adopted in 2016 from the shelter has been healthy at all her yearly vet visits. This policy was offered through my current insurance and I decided the price was right and she wasn't getting any younger! 28 days after purchasing the policy my dog was diagnosed with Cushings Disease, I was devastated! I was overwhelmed by the cost of testing, but she was worth it. I was going through my e-mails and a reminder that my monthly premium had been withdrawn from my account caused me to check and see if the policy would by chance cover her treatments....I got a great surprise, they were covered! With my first claim I had to send in 12 months worth of Vet Visits to show she had not had any issues up to this point. So when I submitted my claims (and I've done so for medication and testing for this last year) they were quick in reimbursements per my policy. When I've had questions they were very prompt in responding. I would recommend to any pet parent. Of course the younger the pet the better the policy price, but that's a given with any policy. I like that you can choose your deductible, your max payouts per year...it makes it easy to find coverage you need at a price that is affordable!
  • INSURER: MetLife
  • POSTED: 01/26/2023
  • BY: Cathelyn
  • BREED: Mixed Breed Medium (20lb - 70lb)
  • AGE OF PET: 7 - 10

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5

out of 5

Thank god for pet insurance

If you have a purebred dog, but the insurance when they are young and have no problems yet
  • INSURER: Healthy Paws
  • POSTED: 01/26/2023
  • BY: Carol
  • BREED: German Shepherd
  • AGE OF PET: 0 - 3

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5

out of 5

Verified

Excellent

You know you made a good choice in insurance provider when a seasoned Veterinarian concurs that Trupanion is fantastic. Quick to respond and deliver. No issues or delays. Easy to get a hold of. Thank you Trupanion!!
  • INSURER: Trupanion
  • POSTED: 01/26/2023
  • BY: Paul
  • BREED: Siberian Husky
  • AGE OF PET: 4 - 6

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5

out of 5

Verified

Gold Standard

They have express pay so you only pay your 10 percent up front. They never raise price for aging like most others do. The customer service and 24 hour hotline doubles as a shoulder to cry in when you are worried about your pet emergencies . They paid out 40 thousand for a brain surgery to remove a seizure inducing non malignant tumor. I LOVE Trupanion.
  • INSURER: Trupanion
  • POSTED: 01/26/2023
  • BY: Silvia
  • BREED: Mixed Breed Large (Over 75lb)
  • AGE OF PET: 0 - 3

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