Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

102,928 total


Verified November 16, 2025

Easy to submit claims!

Easy to submit claims!! Plus speedy reimbursement. Made crazy vet pills more digestible

Insurer: Spot

By: Grace

Verified November 16, 2025

Easy to submit claims with a quick…

Easy to submit claims with a quick turnaround. Definitely worth it!

Insurer: Spot

By: RP

Verified November 16, 2025

The team handled my claims in a timely…

The team handled my claims in a timely manner and the process worked well. I have been telling my friends and neighbors about my positive experience with Spot.m

Insurer: Spot

By: Donald Olivero

Verified November 16, 2025

Filing the claim

Filing the claim, for my dog was very easy and successful!

Insurer: Trupanion

By: June

Verified November 16, 2025

Worth the coverage!

I’ve had Trupanion insurance on my dogs for years. I’ve been blessed that the lab never needed to use it but lived a good life. The Havatsu has only needed it in this year. His dental extractions were denied even though he always had good dental hygiene but began having issues from a malformation in his bite. Trupanion was great in getting his records as best they could. Many of the vets he had seen for regular checkups and vaccines were closed after the pandemic. This latest issue was covered and even though we don’t have the final results yet he is doing well and Trupanion is working directly with the specialist’s office. Thank you.

Insurer: Trupanion

By: Kelly Sparks

Verified November 15, 2025

Ease of handling claim and clear and…

Ease of handling claim and clear and understandable coverage

Insurer: Trupanion

By: Penny

Verified November 15, 2025

love how easy it is to file a claim!

love how easy it is to file a claim!

Insurer: Trupanion

By: Deborah

Verified November 15, 2025

Very slow claims processing and…

Very slow claims processing and consistently requests documents previously sent. Not a fan.

Insurer: MetLife

By: Gail Faro

Verified November 15, 2025

They are amazing

They are amazing, no games simply submitted a claim and got paid.

Insurer: Pumpkin

By: Pejman Tanaeim

Verified November 15, 2025

Great and economically and professional…

Great and economically and professional pet insurance. They are quick to pay and the honor their commitment unlike Embrace which took 18 months to pay for a broken leg on one of my GoldenDoodles. I will never leave Spot.

Insurer: Spot

By: QUENTIN

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