Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

63,622 total


Verified July 09, 2026

Great pet insurance plan

I was very happy with my first time experience with making a claim with Fetch. I also received my refund in days. I am so glad I have insurance for my fur baby.

Insurer: Fetch

By: Lee

Verified July 09, 2026

Best pet insurance experience ever!

So easy to sign up & even easier to submit a claim and receive payment. I’m so happy I switched from our former company to Pumpkin!

Insurer: Pumpkin

By: Mimz

July 09, 2026

Simple and convenient

Making a claim is simple and convenient. Also payments are speedy. Thank you for all the help in taking care of our dog, it is much appreciated.

Insurer: Pets Best

By: Scott Wakimura

July 09, 2026

Testing done for cancer

My dog had 2 rests to determine if he had cancer and to determine what kind and stage. The insurance covered all the testing. They did not cover prescriptions.

Insurer: Pets Best

Veterinarian: Foothills Animal Hospital

By: Sue

Useful
July 09, 2026

Great service

Explanation and processing of claims is much easier and much improved.

Insurer: Pets Best

By: Michael

Useful
Verified July 09, 2026

I am super happy with this company

I am super happy with this company, I never wonder what the status is with my claim because they update frequently. Totally recommend them.

Insurer: Healthy Paws

By: christy willis

July 09, 2026

Chloe's Owner

I have had Pets Best for years. It is easy to use from the submission of the claim to reimbursement. I would recommend it for Illness and Injury because it adds assurance if your pet gets sick or injured. It provides peace of mind.

Insurer: Pets Best

Veterinarian: Bradfordville Animal Hospital

By: rosanne

Useful
Verified July 09, 2026

Pumpkin is remarkable

Pumpkin is a wonderful choice for your pets insurance. They have unparalleled customer service, and work faster than you could ever imagine. Our last claim was paid to use within 7 minutes of submitting it!!! Absolutely unbelievable service, and this was on a Sunday no less!

Insurer: Pumpkin

By: Max

July 09, 2026

Not reimbursing

Well let me tell you if if you had a pre existing condition or don’t know you had a preexisting condition:check with you Vet before buying this insurance. We did not know because a phrase called (choppy gate) which in the ‘doc notes’ which you don’t see unless you ask see we were told no existing conditions but when we filed a claim sure enough the doc note had this so no money for any of my claims. So I paid 2 month premiums and unfortunately my dog passed away and we got zip due to a librella shot that killed him due to osteoporosis (choppy gat) So $1500 with only about $300 reimbursed be very aware very aware plus it took almost a month for them to decline my claims awful company I’m not happy

Insurer: Embrace

By: Robin Broadway

Verified July 09, 2026

Quick, simple, and thorough

Quick, organized, thorough! This was our first claim for our dog and it was such a simple process. We have had several friends ask what company we use since we had such an easy experience.

Insurer: Spot

By: Kelly

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