Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

63,622 total


Verified July 09, 2026

Pumpkin is a must for pets

I love the quick response, review and settlement of my claims. Our fur babies deserve the best medical care when needed, however, the upfront cost may deter some people. So having Pumpkin is really helpful and takes the financial burden away for any major medical treatments.

Insurer: Pumpkin

By: Tom

Verified July 09, 2026

Great company to work with

Great company to work with! Got a fast reimbursement.

Insurer: Spot

By: Ashley Ryan

July 09, 2026

Unable to connect with a human when in…

Unable to connect with a human when in need of claim result consultation. Last two claims were both several hundred dollars and only received $5 and $10 respectively as reimbursements for Sheka and Blue (cats). My wife is Theresa Quinones 408-307-2080 owns the account and I pay the premiums. We very much NEED understandable explanation as to why these claims are resulting in this manner. I am very disturbed with this experience so far and would like to discuss before I submit my experiences to trustpilot, yelp, etc. Please dont force me to execute as I am VERY good at it. My wife deserves a human support to help her understand why you are NOT properly handling our coverage.

Insurer: Fetch

By: Antonio Quinones

Verified July 08, 2026

Really good but it would be nice if…

Really good but it would be nice if filing claims were a little easier. Once they filed though everything goes smoothly.

Insurer: Spot

By: Janet

Verified July 08, 2026

Spot Pet Insurance is great

Spot Pet Insurance is great! It is easy to submit the claims and the response time is amazing! I have been very pleased with this company!

Insurer: Spot

By: Pat Druash

Verified July 08, 2026

Starting a Claim

The swift timing in processing my request. Creating a claim was simple

Insurer: Spot

By: M. Adams

Verified July 08, 2026

Extremely helpful and coverage payment…

Extremely helpful and coverage payment went through right away.

Insurer: Pumpkin

By: Jason

Verified July 08, 2026

I put in an appeal after my claims were…

I put in an appeal after my claims were denied. I never received a confirmation it was received or any response at all. I would call into the customer service number and was always told they don’t have any record of my appeal. They gave me the email address which I confirm is where I sent it. after several attempts, they gave me an alternate email to send my appeal and never once received a call back or an email or confirming that they got my appeal. I even asked if I was doing something incorrect. this went on for three months. I gave up!

Insurer: Spot

By: Yolanda

July 08, 2026

Good Pet Insurance

Very easy to submit claims and the claims are processed in a short time.

Insurer: Pets Best

By: Chas Giufurta

Verified July 08, 2026

Easy to submit claim

Easy to submit claim, prompt acknowledgement, & payment made promptly. Thanks.

Insurer: Fetch

By: John

Compare top pet insurance providers plans.