Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

60,345 total


Verified April 15, 2026

Your company is great because of the…People!

Your company is great because of the caring people you have. Whenever I call to ask a question, they are kind and always helpful. The quick response when filing a claim is wonderful!

Insurer: Pumpkin

By: Eileen

April 15, 2026

You pay for what?

TERRIBLE experiences with them. You pay for coverage and they cover next to nothing. They keep trying to get you to upgade to something that doesn't cover what you need either. They deny often and you get tiny reimbursements. We are definitely looking elsewhere.

Insurer: AKC

By: Kayleigh

Useful
Verified April 15, 2026

My Experience #2

Your company actually paid up. Treated fairly and efficiently.

Insurer: MetLife

By: customer

Verified April 15, 2026

Trupanion takes great care of my dog as…

Trupanion takes great care of my dog as he gets older. When he has issues they step up and help me cover his needed medical coverage.

Insurer: Trupanion

By: William

Verified April 14, 2026

Solid Insurance for our Pets

Fast reimbursements, they don't need tons of additional paperwork during a stressful time. It's been really straightforward to use Healthy Paws for our pets!

Insurer: Healthy Paws

By: swissmiss

April 14, 2026

Customer service quick on the claims.

Customer service quick on the claims. All and all very good company.

Insurer: Embrace

By: Jackie Patsouras

Verified April 14, 2026

No hassle at a stressful time when our…

No hassle at a stressful time when our pup was hospitalized. Couldn't be happier with hiw smoothly everything went.

Insurer: Trupanion

By: Jon Paul

Verified April 14, 2026

For first time claim files it is a bit…

For first time claim files it is a bit complicated. I called the service line and they were extremely helpful in getting my claim entered. Reimbursement for my claim was great and fast. I would suggest more help for first time claim submissions would be wonderful. Thank you for everything and to the customer service phone help with real people!

Insurer: Spot

By: Jan Salzman

Verified April 14, 2026

They do not help cover dental…

They do not help cover dental procedures so its not worth having.

Insurer: Nationwide

By: customer

Verified April 14, 2026

My experience has been poor

My experience has been poor. Multiple claims have been delayed over 10+ days, and I’ve received inconsistent answers from different representatives. I had to follow up repeatedly to get basic updates. Direct pay only worked once despite prior issues. The process has not been clear or consistent. Premiums are unaffordable and I had one premium for one pet jump up 49% in one year. I have warned family and friends about the poor communication and unreliability of trupanion.

Insurer: Trupanion

By: Jaesa Wright

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