Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Not actually wanting to help clients - they make assumptions on diagnosis before diagnosis made
This company saw my dog had a post-spay uti a month before getting the policy. I brought her in two months or so after getting the policy because she was having issues with incontinence the incontinence had not developed until after that time which the vet confirms. But the insurance company, doing all they can to escape helping their customers, decided to assume the diagnosis and relate it to the uti (I would assume). They never really explained why. They just said it was prior existing condition. Which it was not. Making it a pain in the butt. It’s insane. Horrible scam of a company. Anyone should go through any other company. Please.
Handled Without the Hassle—A Truly Seamless Process
The claims process with Pets Best Insurance was incredibly easy to navigate. My veterinary office submitted the claim for me, everything was handled electronically, and I received reimbursement without added stress. I've also learned that future payments can be deposited directly into my bank account, which makes the process even more convenient. At one point, there was a billing issue, and it was handled directly between my veterinary office and Pets Best without needing to involve me at all. I really appreciated not having to act as a middle person—it made the whole experience feel seamless and well-coordinated. Most importantly, this coverage gives me a deep sense of support and peace of mind. Knowing that my cat's medical needs—whether emergencies or illnesses—are covered is truly invaluable. I'm so grateful for this service.
Insurer: Pets Best
By: Danielle
AI Invoicing is HORRIBLE
Years prior I referred a lot of fur baby moms to Trupanion... I stopped b/c the process with your newly chosen AI makes LOTS of mistakes with crediting correctly diagnosis and reimbursements. About every invoice I have to make time to APPEAL it to get proper credit to correct invoice and to get correctly reimbursed. It is enough stress having a sickly/terminal pet for AI to add more stress not correctly invoicing etc.
Insurer: Trupanion
By: Christs Graves
Our English bulldog "Rugar" fell ill…
Our English bulldog "Rugar" fell ill one day. We needed to rush him to the ER vet. Rugar went in with a high fever, irregular heartbeat and other symptoms. For 6 days we heard off and on that Rugar was turning a corner. Turns out Rugar who was only 5 had sever pancreatitis !After day 6, he could no longer fight and we were with him when we let him medically go. Trupanion, paid their portion of the $29,900 dollar bill. Helped remove Rugar from the plan when he passed ,so we didn't have to. Trupanion was wonderful and without them we would never have had the chance of giving Rugar the chance to fight! Thank you Trupanion !
Insurer: Trupanion
By: Traci Stroub
The ease of submitting claims
The ease of submitting claims
Insurer: Fetch
By: Linda
Great Service
Pets Best insurance has been phenomenal. We’ve been customers for over 10 years now, with multiple small claims and three major illnesses. Throughout every situation, we’ve been able to make the best medical decisions without having to worry about financial impact as Pets Best has never pushed back on any claim. I can’t recommend them enough to any pet parent!
WORST PET INSURANCE COMPANY EVER - NEVER EVER GET IN THEIR TRAP
I’m forced to give 1 star to write this, but make no mistake: Pets Plus Us deserves a ZERO. I have been waiting since January 30th for a claim to be processed. It is now mid-April. In that time, they have happily taken my premium payments without delay, yet they refuse to pay out what is owed. I have chased them via phone and email for months, and all I get is a "we're working on it" email 75 days later. This is predatory. They bank on you giving up or forgetting about the money. Do not let the "cute" branding fool you—they are unprofessional, unresponsive, and effectively holding my reimbursement hostage. NEVER EVER GET TRAPPED BY THIS COMPANY.
Insurer: Pets Plus Us
By: Summer
Gia Best Dog
Great experience with Pets Best Insurance. My Claim was processed quickly, coverage is reliable, and customer service is always helpful and responsive. Gives real peace of mind knowing my pet is protected. Highly recommend!
Amazing service thank you
Amazing service thank you! Easy claim process, fast refunds
Insurer: Pumpkin
By: Julie
They used to be a eh ok, to dude, don't get that so called insurance
They used to be a eh, decent pet insurance, but they keep cutting things, over and over and now they are just a waste of money. They don't cover anything AT ALL. They will use every single excuse to make everything a pre-existing condition. Dog had diarrhea ONC, now anything that's gastrointestinal, is a "pre-existing condition". I used to get a discounted pet script, but because my dog had vaginitis (bulldog), again ONLY ONCE, her seasonal allergies are considered a "pre-existing condition" and they don't even cover her apoquel. I highly advise you look at other legit pet INSURANCE companies, cause this is just a place the wants your nickels and dimes and you're not getting ANYTHING back. It's a joke.
Insurer: Nationwide
By: Heather Griffin