Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,710 total


June 09, 2026

Don't go there!

Whatever you do, do not pick MetLife! They are a total scam. They will find ANY reason, no matter how absurd to call EVERYTHING a "pre-existing condition". The latest, and amongst the worst is that MetLife claims to cover tooth cleanings. We just had our dogs teeth cleaned, and the only thing the MetLife covered was the antibiotic she was sent home with! Apparently her having teeth is a "pre-existing condition", despite MetLife claiming to cover tooth cleanings! EVERYTHING with these scamsters is a battle! Do yourself a favor and try to find an honest insurance company like I'm going to have to!

Insurer: MetLife

By: David

Useful
June 09, 2026

SCAM

I took my one and a 1 1/2 year old English mastiff to the vet Because his scrotum area was red and enlarged.. I don't remember what they said the problem was, but they said they would have to do an emergency neutering for him which was fine Because I was going to get that done anyway at some point.. This was to be done the next day.The next morning, when I woke up to take him for the surgery, I noticed that that area was bleeding.. They did the procedure, they also had to remove the scrotum, and he is recovering nicely. I sent all of this information to Embrace and they refuse to cover it. They are nothing but a scam...

Insurer: Embrace

By: Cancun777

June 09, 2026

Great pet insurance company! Nothing but positive interaction

I have had dogs for the last 60 years and I have never had pet insurance. I have no.idea why I signed up my current pup for pet insurance. I guess it was a God thing. My dog has been very sick with some very big diseases, including positive heartworm, which required treatment. She has Cushing’s disease in hypothyroid and damage from the heartworm, which is a lot. I feel guilty for turning so many receipts for reimbursement into the insurance company, but they have never even hinted at the fact that my bills were so high. I’ve talked to the Customer Service agent a couple times, in tears, and they assured me that they were sad for my puppy, but they would keep paying for my bills. I have a guilt complex lol and didn’t like that I had turned in so many receipts for reimbursement. They are prompt and efficient. They do not give one iota of a bit of grief. They are one of the best customer service companies that I have worked with in my lifetime. I would not ever hesitate to go ahead and get insurance through Best Petsand if my pup doesn’t make it, then if I get another dog, I will certainly get this insurance again.

Insurer: Pets Best

By: JJ

Verified June 09, 2026

Best coverage plans

Easy of filing, quick payments, and coverage. ASPCA has coverage plans to fit most pocketbooks.

Insurer: ASPCA

By: Iris

Verified June 09, 2026

I AM VERY HAPPY WITH THE FAST WAY CLAIMS…

I AM VERY HAPPY WITH THE FAST WAY CLAIMS ARE PAID. ONCE YOU HAVE ALL THE INFORMATION YOU REQUIRE CLAIMS ARE PAID IN DAYS NOT WEEKS.

Insurer: MetLife

By: DEBZ JIMENEZ

Verified June 09, 2026

Claim process was very easy!

Claim process was very easy!

Insurer: MetLife

By: Lori L

Verified June 09, 2026

They are very helpful when you have a…

They are very helpful when you have a question about a claim. They go over our claims so we understand it better. Everyone is very helpful with

Insurer: MetLife

By: Norman L

Verified June 09, 2026

Amazing timeline to get my…

Amazing timeline to get my payment/feedback. Claims process is highly efficient and effective.

Insurer: MetLife

By: Daisy Shen

Verified June 08, 2026

Ease of claim submissions and rapid…

Ease of claim submissions and rapid processing and payments when approved

Insurer: MetLife

By: Milan and Lola

Verified June 08, 2026

Easy Claim Process

My claims are always processed so quickly when I submit them for my pups. The process is very straightforward and easy! I love it.

Insurer: MetLife

By: Jessica

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