Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,710 total


Verified June 08, 2026

Love how fast and easy the process is…

Love how fast and easy the process is and the quickness of reimbursement.

Insurer: MetLife

By: customer Maria

Verified June 08, 2026

Metlife made it so easy to submit my…

Metlife made it so easy to submit my claim and get reimbursed. Not only that, when I had to call to get more information about my policy everyone I have spoken with has been very helpful.

Insurer: MetLife

By: Deborah

Verified June 07, 2026

I have submitted 2 different claims

I have submitted 2 different claims for one of my cats and the claims were handled in a timely manor and my refund was as stated.

Insurer: Spot

By: Cynthia Boehm

Verified June 07, 2026

Healthy Paws is a great pet insurance…

Healthy Paws is a great pet insurance company. We have never had any problems being reimbursed for expenses when our sweet baby has been in need for a veterinary care. Unfortunately he needed a surgery on his Birthday and Healthy Paws was quick paying for the expenses we had after the procedure. He is healing well and we look forwards to celebrating his birthday when is completely recovered.

Insurer: Healthy Paws

By: Mona Valheim

Verified June 07, 2026

Affordable and Seamless Process

The online process for submitting claims is seamless and easy to do. The policy is clear and they honor their commitment. The policy is affordable.

Insurer: MetLife

By: Betty J Harrison

Verified June 07, 2026

Spot insurance was there for my boy…

Spot insurance was there for my boy with his much needed surgery. Couldn’t have done it without them.

Insurer: Spot

By: Barbara Heller

June 07, 2026

Extortion.

I have been using MetLife Pet insurance for 4 years. When I first started, my monthly premium was $60 a month for 80% coverage, $10k limit, and $250 deductible without preventative care. The first few years the monthly premium increased modestly. After my pet needed dental work I added on preventative care and my monthly premium became $160 for 80% coverage, $10k limit, and $250 deductible. They just emailed me to let me know that my new monthly premium would be $280 for the exact same package (an extra $2000 a year). They so generously offered a $170 monthly premium for 70% coverage, $8k limit, $500 deductible. The fact that my premium has almost 5x-ed (albeit with preventative care) in four years is ludicrous. This of course is after my dog got older and developed arthritis, so they know I can't get coverage anywhere else because of his preexisting condition and are just squeezing me for all that I am worth. I hope their CEO is having a nice time on vacation this summer on my dime and the dimes of other hardworking middle class people, while we are all struggling to make ends meet and doing our best to take care of our pets. They can and will increase your monthly premium by 80% for no reason--just because they can. They don't care about you, they just care about taking as much of your money as they can. The people who leave positive reviews probably are new customers with pets without preexisting relationships. Once they have leverage to extort you, they will.

Insurer: MetLife

By: Karina Sanchez

Verified June 07, 2026

Haven't had a bad experience yet

Easy to file claims. Usually a prompt claim process with quick reimbursement. Whenever I need to call customer service, which is rare, they are the kindest most dog loving people ever. Wr usually get sidetracked talking about our dogs and I dont mind that at all. I highly recommend pet life to all my friends. Every dog should be insured and pet life makes that easy

Insurer: MetLife

By: customer

Verified June 07, 2026

Sent in information and received word…

Sent in information and received word regarding coverage within a week. Process was easy and user friendly.

Insurer: Fetch

By: Joy

Verified June 07, 2026

Claim refund procedure

It was easy to interact the process of a claim-refund. The website was easy to navigate to enter the information needed

Insurer: Pumpkin

By: Customer

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