Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

58,154 total


Verified February 21, 2026

Easy to submit claims

Easy to submit claims, superfast payment

Insurer: MetLife

By: Joy Johnson

Verified February 21, 2026

Handled our claim in a prompt…

Handled our claim in a prompt professional manner.

Insurer: Spot

By: Stephen Taddeo

Verified February 21, 2026

Easy to file

Easy to file. Was approved and money in my account in one week

Insurer: MetLife

By: Jerry Beebe

Verified February 21, 2026

Got Spot for my Doggie 4 years ago at…

Got Spot for my Doggie 4 years ago at the ripe age of 3 months. 3 weeks ago she tore her ACL and had surgery. Made a claim at Spot and the claim was handled and processed in record time and received my reimbursement just yesterday. Unbelievable

Insurer: Spot

By: customer

Verified February 21, 2026

Worth the money

In all the years I have had this insurance, I always seem to get my premium back. I have been disappointed that they will not cover allergy shots and gland cleaning. However my last bill of $1055 for dental and shots - I got back $860.

Insurer: MetLife

By: customer

Verified February 21, 2026

Quick and easy

Quick and easy. Helps offset the vet bills never had any issues.

Insurer: Spot

By: Don't mess up.

Verified February 21, 2026

Excellent Product

Trupanion has always come through with exactly what they said they would. We’ve had numerous claims during the past 5 years with our pup and they’ve always paid a very reasonable amount. Thanks for being a great company for our pets.

Insurer: Trupanion

By: James Caudill

Verified February 21, 2026

Great rates

Great rates. Super quick claims service. Buy it!

Insurer: Spot

By: Margo

Verified February 21, 2026

Very quick claim response

Very quick claim response. Professional service.Glad we chose spot for our pups insurance!

Insurer: Spot

By: Jennifer Jimenez

Verified February 21, 2026

Like family, you’re there!

What a comfort you provide concerning veterinary expenses. From routine to the totally unexpected, Fetch has been there…that means everything!

Insurer: Fetch

By: Zen

Compare top pet insurance providers plans.