Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

58,154 total


Verified February 21, 2026

Quick turnaround time on the claim.

Quick turnaround time on the claim.

Insurer: MetLife

By: customer

Verified February 21, 2026

On time

On time, very easy to submit claims and get reimbursed. Love it that it gives me piece of mind.

Insurer: MetLife

By: customer

Verified February 21, 2026

My claim was processed very quickly.

My claim was processed very quickly.

Insurer: MetLife

By: Grace Huang Yi

Verified February 21, 2026

Great experience and fast claim payment.

Great experience and fast claim payment.

Insurer: MetLife

By: Lisa P

Verified February 21, 2026

The Customer Service is excellent

The Customer Service is excellent! A knowledgeable and personable Customer Service Representative answers the phone generally very promptly after the automated system has answered. They listen closely and address the reason for calling, accurately. Very helpful! The confirmation of receipt of a claim is very prompt (usually within two days) and reimbursement is usually within five business days if the claim submitted by the claimant is complete! MUCH improved service than in the past! No "hidden agendas". Their reimbursement guidelines are straight forward and easy to to understand and Customer Service is always happy to answer any questions. We have been with them for 13 years. We are very pleased with Met Life Pet Insurance.

Insurer: MetLife

By: customer

Verified February 21, 2026

I had an incident with my dog that…

I had an incident with my dog that required emergency treatment. The first part of the bill was $479. I was reimbursed $1. I understand I have a deductible and 10% copay but it seems that unless I have a bill that runs in the thousands Trupanion insurance is of little value to me.

Insurer: Trupanion

By: mom

Verified February 21, 2026

Usually I am frustrated that most of my…

Usually I am frustrated that most of my vet visits have not been covered by insurance, I guess we finally spent enough to be compensated for some of our costs.

Insurer: Healthy Paws

By: Ron Rimmon

Verified February 21, 2026

Fast reimbursement and great coverage!

Fast reimbursement and great coverage!

Insurer: Trupanion

By: Breanna

Verified February 21, 2026

Great service and fast

Great service and fast! I got an approval of estimated charges while I was at the emergency department. We’re so glad our pup is covered

Insurer: Trupanion

By: Janet Merritt

Verified February 21, 2026

So impressed with how much was covered…

So impressed with how much was covered and the fast turnaround!!

Insurer: Trupanion

By: Bridgett

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