Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

60,076 total


Verified April 05, 2026

An unexpected emergency

In an unexpected emergency for our 12 year old Cavachon (dog) our ER hospital was able to connect directly with Trupanion and get approval for needed diagnostics immediately. We haven’t needed to use his policy since puppyhood so it was a relief to know that we could access the urgent care that he needed now. We are still midstream in this adventure but knowing that Trupanion has our back is such a comfort. We couldn’t manage without their crucial support.

Insurer: Trupanion

By: Karen

Verified April 05, 2026

The experience was great

The experience was great. Once they received the estimate they begin processing the claim. If I could give 10 Stars I would.

Insurer: Trupanion

By: Kimberly

Verified April 05, 2026

Spot’s Claim process was easy to use, and overall a pleasant experience

Spot was easy to use. I was able to download photos of the veterinarians bill and I received a direct deposit to my checking account. Overall very pleasant experience.

Insurer: Spot

By: Carl Owens

Verified April 05, 2026

Smooth and satisfactory claims process

I really appreciated how straightforward the process was when making my claims. Review of invoices and payment for eligible expenses was clear and performed in a timely manner.

Insurer: Trupanion

By: Marie

Verified April 05, 2026

Super quick response and turn around…

Super quick response and turn around time for claims!

Insurer: Spot

By: Kari Walawender

Verified April 05, 2026

Speedy claim processing and helpful…

Speedy claim processing and helpful customer service.

Insurer: Spot

By: Harlan and Bev West

Verified April 05, 2026

Easy claim process and quick…

Easy claim process and quick reimbursement.

Insurer: Spot

By: Sheryl

Verified April 05, 2026

Better getting something back instead…

Better getting something back instead of nothing.

Insurer: Fetch

By: Oscar Gilstrap

Verified April 05, 2026

This company doesn't avoid you or give…

This company doesn't avoid you or give excuses to not pay the claim like Pet's Best! I am so grateful I moved to Spot... they are Spot On your dogs side !!

Insurer: Spot

By: customer

April 05, 2026

I

My claim was denied because my puppy had a previous issue of swallowing an object within 18 months. I had not known of this rule before I signed for pet insurance. Beware of this ruling before enrolling in Pets Best Pet Insurance

Insurer: Pets Best

By: Judy

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