209,304+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 209,304 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

209,304 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Adoro

3 reviews

5.0
Embrace

19,730 reviews

4.9
Healthy Paws

11,002 reviews

4.9
Fetch

5,266 reviews

4.9
Trupanion

55,032 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified March 18, 2026

Pleasantly surprised

Your coverage for Loki was spot on…. I was actually surprised that you delivered what you advertised…. Thank you

Insurer: Trupanion

By: Richard Goff

Verified March 18, 2026

Easy to sign up.

Easy to sign up.

Insurer: MetLife

By: carolyn branson

Verified March 18, 2026

Claims was reimbursed in a prompt time…

Claims was reimbursed in a prompt time frame.

Insurer: MetLife

By: customer Jacqueline poli

March 17, 2026

Very disappointing experience

Very disappointing experience with Embrace Pet Insurance. My cat was attacked by another cat inside my home and needed veterinary treatment. I filed a claim expecting the company to review the situation and process it under accidental injury coverage. Instead of investigating the incident, the claim was effectively denied based on an unrelated veterinary note from over a year ago stating that my cat required sedation during a vet visit. Anyone who has owned a cat knows that sedation at the veterinarian is extremely common and does not mean the animal has a chronic aggression problem. Despite this, the company classified my cat as having a permanent “aggression” exclusion and used that as a basis to avoid covering injuries from a fight. What is most concerning is that there appears to have been no investigation into the actual incident. The decision seems to have been made solely based on a selective interpretation of historical records rather than the facts of what happened. Pet insurance should provide peace of mind when unexpected accidents occur. In my case, the claims process felt more focused on finding technical grounds to deny coverage than on fairly evaluating the claim. I hope the company improves its claims review practices so other pet owners do not experience the same issue. Now, I will proceed with a lawsuit. Luckily, I am an attorney.

Insurer: Embrace

By: Yulia

Verified March 17, 2026

ASPC has been paying for the vet bills…

ASPC has been paying for the vet bills as per what is stated in their policy (and other places dont do that).

Insurer: ASPCA

By: Stephen Dittmer

March 17, 2026

Kallie's Eye

We have a 6 year old 7 lb shih tzu who we had to take to urgent care due to an irritated eye which turned out to be an ulcer due to dry eye. After trying to treat the ulcer for 10 days w pain meds, ointment and oral and topical antibiotics her eye ruptured. We decided to spare her any more emotional trauma and possible damage to her kidneys/liver from medications necessary to save the eye. She had lost all sight due to the rupture so we opted to have the eye removed. She recovered fully in less than 2 weeks and was back to her happy energetic self. When I had all the bills together I was worried it was going to be more stress on top of everything we had just gone through submitting claims and having to possibly fight or argue with the insurance and it was so simple. Once I figured out how to upload the claims they were all processed and paid by direct deposit in less than 2 weeks. Pets Best sent emails informing of status and updating me at every step. I am so grateful to all the vets and techs and so very thankful Pets Best was so easy to navigate. My baby is perfectly happy and is the cutest little pirate around!

Insurer: Pets Best

Veterinarian: Susitna Animal Urgent Care

By: Kathleen

Useful
March 17, 2026

They used to be fantastic, now theyre trash

They used to be fantastic. They've covered thousands of my pets bills in the past. Now they're absolute trash. They used to cover huge vet bills without hesitation, now they've been giving me the runaround about a $240 vet bill and then said it was a "preexisting condition" which is wasnt. They say I can appeal, but it'll take atleast 3 months and I would have to do a mountain of paperwork. You're much better off putting the money you would spend on insurance in a bank account.

Insurer: Pets Best

By: Patrick Calhoun

Verified March 17, 2026

They are really good

They are good

Insurer: MetLife

By: Keona Ridge

March 17, 2026

I highly recommend this insurance…

I highly recommend this insurance company. They cover what they say and reimburse quickly. No hidden exclusions.

Insurer: Pets Best

By: Sherry Boettcher

Verified March 17, 2026

Pet Insurance for my Sweet Tucker

I signed up for MetLife pet insurance the day I adopted my sweet 3/4 year old rescue Tucker. Met Life responds quickly to my claims and provides follow-up from receipt to payment. When I have questions there's someone to provide answers. I'm happy with Tucker's MetLife Insurance Plan.

Insurer: MetLife

By: Delores

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