207,041+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 207,041 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

207,041 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,688 reviews

4.9
Healthy Paws

10,944 reviews

4.9
Fetch

5,187 reviews

4.9
Trupanion

58,957 reviews

4.9
Pets Best

14,600 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

March 05, 2026

Helpful Experience Learning About Puppy Health Coverage

I recently started researching pet insurance because I’m preparing for a new puppy and wanted to understand what types of coverage are available for common health issues in small breeds. While comparing different options, I found a lot of useful information here that helped me understand things like waiting periods, hereditary condition coverage, and reimbursement percentages. As someone who works closely with puppies and future dog owners, I often recommend that people research insurance before bringing a puppy home. Many new owners underestimate how important early health protection can be, especially for small companion breeds that may require routine veterinary care during their first year. When buyers ask me about preparing for a new puppy, I usually encourage them to read reviews like the ones on this site and compare providers carefully. I also share general care resources from my breeder website so they can learn about nutrition, early care, and responsible puppy ownership. Anyone interested in learning more about preparing for a new puppy can also visit https://fluffypuppiesbreeder.com , where I share guidance for families looking for small fluffy companion breeds. Overall, this platform has been helpful for understanding how different pet insurance providers operate and what real customers experience when filing claims. It’s a good starting point for anyone trying to make an informed decision before bringing a new puppy home.

Insurer: Trupanion

Veterinarian: TrueCare for pets

By: bernadette

Useful
Verified March 05, 2026

MetLife 10 stars!!!

MetLife is by far is the best out there for pet insurance. The process for claims is easy and the customer service is unmatched. They have heart and compassion and that’s what is important when you’re selecting insurance for your whole heart 🐱

Insurer: MetLife

By: Marie Dee

March 05, 2026

Avoid Pets Best

My claim was denied for a pre existing condition completely unrelated to the claim. Customer service is terrible and I spent hours on hold on to be told about a lengthy appeal process. I canceled the policy, never received my refund and spent hours on hold again chasing it down. Horrible company.

Insurer: Pets Best

By: Colin

Useful
Verified March 05, 2026

Easy to do

Easy to do. Great policy..

Insurer: MetLife

By: Tina

Verified March 05, 2026

The Right Choice

The price & service provided were what I’d been looking for. Thank you for helping me & my pet

Insurer: Nationwide

By: JANE SUROVIK

Verified March 05, 2026

Your agent failed to inform me that as…

Your agent failed to inform me that as an ‘elderly’ person I could get a less expensive policy thru Walmart which has partnered with Nationeide to offer senior citizens a lower rate!!!!! Booooo. I will be cancelling this transaction and filing a dispute thru my credit card. I expected more from you!!!

Insurer: Nationwide

By: customer

Verified March 05, 2026

We were advised that we would get 100%…

We were advised that we would get 100% reimbursement back. Almost every time we called, we felt rushed off the phone.

Insurer: MetLife

By: customer

March 05, 2026

Easy claims

All I do is take a photo of my receipt attach to my communication and a few weeks later, I receive a check after I have reached my deductible.

Insurer: Pets Best

Veterinarian: Veazie Veterinary Clinic

By: Julie

Useful
Verified March 05, 2026

Rate increase 10% annually?

I submitted a claim for wellness exam and immunizations a few weeks before my policy was set to expire, then my renewal came and my rate went up almost 10%. I doubt it was coincidental and can't imagine what percentage increase it would have been had I submitted a claim for illnesses or injuries.

Insurer: Spot

By: Melissa

Verified March 05, 2026

Healthy Paws Insurance

I have 3 dogs and they are all covered by Healthy Paws Pet Insurance. I am very happy with this company. All three of them are Frenchies and one of my dogs is sickly. I think he has 90 claims. Healthy Paws handles the claims very quickly. They never denied any claims over the past 10 years. The reimbursement is directly deposited into my bank within a few days. They really care about my animals. Having this insurance has definitely made a difference in what I have been able to provide for my dogs. I strongly recommend this insurance!

Insurer: Healthy Paws

By: Pamela schreiber

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