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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Great Company

I have 2 dogs covered by a PetsBest policy. The Customer Service Department is top notch. I have had numerous claims in the past year and I have never had a problem getting my 80% reimbursements in a very timely manner. I recently took one of my dogs to see a doggy dermatologist. The vet said that she had never heard of PetsBest and was asking about the company because she was constantly being asked to recommend an insurance company to her clients. I had nothing but good things to say about PetsBest and she assured me that she would let her clients know about this insurance. I only wish human health insurance companies were so easy to deal with.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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10

out of 10

Pets Best was so easy during our crisis!

I have never seen a dog go into anaphylactic shock before and certainly didn't realize a bee sting would do that. We were frantic with our maltipoo and thinking only of getting her to the animal hospital...but when the bills started adding up, we started to panic! How do we put a pric on our precious little maltipoo?? When I called to make sure it was covered, they were sooo awesome and kind. They explained everything and if I've ever had a question, they've always explained with nothing but sincere kindness. I would definitely recommend Pets Best Insurance and already have to several of my friends!
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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10

out of 10

The best pet insurance in the world!

I finally got pet insurance after all my MANY years of owning pets. I am so happy I picked Embrace because they are the BEST! I don't have to worry about my precious dog anymore because I know he has health insurance! Embrace is always so polite and they respond right away to any questions I have and they reimburse my claims fast. THANK YOU EMBRACE!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Allows the love and care Zorro deserves

I got Trupanion when Zorro first came home and have never doubted that choice or decision or what it has cost me each month it has provided me in reassurance a million times over making it worth every penny. I love being able to get advance approval for those non emergency incidents and have never had a request denied, or questioned. The process for claim is easy and the payments come so quickly. I have friends who where insured with another company and wait months for payment on claims, oh no I dont think so. Never more than a week with any claim Ive filed with Trupanion. The peace of mind is worth every penny, and the knowledge that no matter what happens the decision I make will not have to be focused on the bottom line!!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: French Bulldog
  • AGE OF PET: 1 - 8

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10

out of 10

Glad I Had A Choice!

October of 2010 my 4yr old dog was diagnosed with Histiocytic Sarcoma (cancer) on all four paws. Some people were telling us to put him down. The unusual presentation of his disease had us doubting this diagnosis so, we went to see specialists. The testing was very expensive but Embrace covered exactly what they said they would. Some of our many bills since August have been over $1,300. Good news! It's not cancer, but a related autoimmune disease with a similar name. He isn't dying and can have a decent quality of life. I'm happy that because of Embrace we had the financial ability to get the correct diagnosis and treatment for our wery loved pet.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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2

out of 10

What exactly do they pay for?

I've had multiple claims denied for my dog (and was a customer for years). For some reason or another, they will say that whatever it is I'm claiming, that it is a "result" of some other pre-existing codition that I did not even put a claim in for (nor is it related). They put in multiple requests for medical records years back so they could do everything in their power to find some other illness to "link" the new problem to. For example, my dog was putting on extra weight(and had other issues), so the vet had thyroid tests (bloodwork) done to rule out an abnormal thyroid. I was told the claim was denied because the blood test came back "negative" and that the claim was a related issue of skin allergies...huh?? Simply because I happened to have my dog in that day for a visit for her allergies (that I do not claim). They couldnt even pay for that portion of the visit, her bloodwork to check her thyroid, which was something totally unrelated to her skin allergies. Im sure if my dog breaks a leg or something that too will be related to allergies...Only thing I can say is that customer service is quite pleasant to speak with as they are spewing out excuses of why they won't pay.... I work in healthcare and constantly have to fight with Aetna to pay for services for my patients, I guess why would their pet insurance be any different? Sad.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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8

out of 10

Frankie- Sweet Cat- but Gets in Cat Fights

My 16 # medium hair white/orange male fixed cat, Frankie, is a very sweet cat- but over the past 4 months has been in about 6 cat fights. Injuries have been to his face and neck-- no abscesses as we've gotten him quickly to the vet. Fortunately, the ASPCA pet insurance has been there for him and helped us a lot toward his vet expenses. Frankie is an inside/outside kitty but is pushing the limit as to if he gets to go outside again-- don't want to have another meet up between Frankie and the striped young male cat who's moved into the neighborhood.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

I love this company!

We have used Embrace since 2007 for our Rotty mix dog and it has been the BEST company!! They really pay attention to their customers and go out of their way to help you. My dog, Kodo, has had numerous health issues, including a botched ACL surgical procedure, and they have never denied payment. They have also replied personally to my requests, comments and inquiries immediately. I WISH the other companies I deal with had the quality of service they do. I tell EVERYBODY about Embrace and at the dog park I always bring up the peace of mind we get from having Embrace Pet Insurance. Thank you for all you do!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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8

out of 10

happy so far

My accident-prone lab puppy has made me very well acquainted with our vet in her short 7 months (UTIs, infected bite wound, eating non-food objects). Embrace has processed all the claims quickly and with a minimum of fuss. I recommend them.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Under a year

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7

out of 10

Good With One Caveat

We really like ASPCA Insurance. We love the peace of mind that it provides. The only bad thing we have found is that we have trouble knowing if the claims are received. It seems to take an inordinate amount of time to have them reviewed and logged into the system. There were a few that were supposedly not received, so we had to start sending the claims in with a return receipt. If we send them in by regular mail, it seems to take three weeks before it shows up in the claim folder. If we do a return receipt it will be about a week and a half.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Rat Terrier
  • AGE OF PET: Under a year

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