154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,679 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,318 reviews

4.9
Healthy Paws

10,767 reviews

4.9
Fetch

27,453 reviews

4.9
Pets Best

14,149 reviews

4.9
Trupanion

62,992 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified January 15, 2021

Service was accurate and timely.

Service was accurate and timely. We are a satisfied customer, and would recommend Trupanion Insurance for any pet. Medical bills can be very expensive, and Insurance is worth having.

Insurer: Trupanion

By: Steven

Verified January 15, 2021

Very useful for our young dog.

We got Trupanion for our dog Wendy as a puppy. She is two years old and had a lot of unexpected health issues this year. Without our Trupanion coverage we would not have been able to afford her treatment ($15000+ in the span of 8 months), and would have had to make a tough decision. The deductibles tax and exam fees are still expensive and out of pocket, but Trupanion has made treatment possible. So far there has not been any increase in our monthly payments, I am hoping that it stays that way. We also have coverage for our other dog, who thankfully so far has not had any issues.

Insurer: Trupanion Canada

By: P.

January 15, 2021

Very expensive for small return on…

Very expensive for small return on claims. They also use the pandemic for having little customer service available. It's called have people work from home.

Insurer: Pets Best

By: Donna Estes

Verified January 15, 2021

Working with this insurance company is…

Working with this insurance company is a joy

Insurer: Trupanion

By: NICHOLAS MARINELLO

January 15, 2021

So fast!

The app makes it so easy to file claims. I got my reimbursement within one week of filing. So quick!

Insurer: Pets Best

By: Kristin McNamara

Verified January 15, 2021

Too many exclusions

The good: Trupanion has accepted every claim I’ve ever made and paid out most of my vet bills. The bad: there are too many excluded items. I expected a deductible and copay, but they also don’t pay taxes, an additional 13% in my jurisdiction. And their exclusion of examination fees isn’t just about routine exams. When my dog was diagnosed with cancer, they refused to pay for the consultation with an oncologist and even the fee for the surgeon.

Insurer: Trupanion Canada

By: Bryan

Verified January 15, 2021

Excellent Service For Our Pup!

We have been with Healthy Paws since our french bulldog was 4 months old, and we can't thank their service enough. When she has had issues, we have peace of mind knowing that we can rush her to an emergency vet and we won't end up in debt because of it. Bulldogs especially are known for being problematic (and just eating all the things), so having this type of peace of mind that we can help our pup in nearly any situation is worth so much. Thanks Healthy Paws!

Insurer: Healthy Paws

By: James Valent

Verified January 15, 2021

Trupanion if a lifesaver!

I cannot say enough great things about Trupanion pet insurance. Our big boy, Cooper (107lb), Yellow English Lab has just had his second TPLO surgery, a year apart from first, and without having him covered I don’t know how we could have possibly afforded (nearly $10k). Trupanion covers 90% after deductible as well as all medications too. Claims are simply to file online and paid quickly direct deposited into our bank acct. I recommend them highly to you and all my family and friends; we would only use them! Thank you Trupanion!

Insurer: Trupanion

By: Sandy

Useful
January 15, 2021

We are waiting of for our claims to be processed, but we received excellent customer service from one of your employees!!!!

So in the past month we have had to submit numerous claims for our dog. Our claims are still being processed and it had taken a bit longer than usual. I called today to inquire and get an update on my claims. I had the pleasure of speaking with Nancy from your customer service department. Nancy explained that due to Covid and also more pet adoptions, that claims are taking longer than usual. Nancy was very well spoken and answered all my questions. I was very impressed that she took the time to answer all my questions and even put me on hold to speak with her supervisor to get me accurate information. I am very appreciative of her patience, empathy for my pet, knowledge, and willingness to spend time finding the answers to my questions/concerns. I could only wish that all my experiences with customer service departments(in various companies) could be as good as my experience was today. Please cherish this employee and recognize her for going above and beyond to help your customers!!!

Insurer: ASPCA

By: Sandra

Useful
January 15, 2021

Easy to submit claim

Easy to submit claim. Claim was paid quickly.

Insurer: Pets Best

By: Deborah Dickson

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