154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

January 22, 2021

Long Processing Times and Difficulty Getting Claims Paid

My claim was denied originally despite all documentation from the visit being provided. When I tried to reach someone on the phone or chat it was almost impossible. When I finally could talk over chat I was told the doctor's SOAP notes were needed from my pet's very first visit that was months prior and unrelated to the current claim. The doctor sent them over, and despite PetsBest saying the claim would be reopened when the notes were received, it never was. This time I was able to get someone on the phone from your company after almost an hour of waiting, and was told the notes from the doctor were never forwarded on PetsBest end to the processing department after being received. Months later, the claim was finally paid out, but never would have been if I didn't call to make sure you all did your jobs properly on your end.

Insurer: Pets Best

By: Lynn

January 22, 2021

When I exceeded my deductible for the…

When I exceeded my deductible for the claim, Trupanion then disallowed coverage as a preexisting condition. I had to appeal to resolve. Not the type customer experience expected after paying a monthly charge for 9 years.

Insurer: Trupanion

By: DE

January 22, 2021

My girl has cancer and with the pet…

My girl has cancer and with the pet insurance we would not have been able to get her surgery and chemo. She has survived 16 months so far past surgery and chemo. We would have lost her to cancer by now if not for pet insurance! The reimbursement has been simple and easy!

Insurer: Trupanion

By: Mike

January 22, 2021

Easy to sign up

Easy to sign up! Easy to file claims and get the reimbursements. The only thing I had issues with was filing a claim on the app, as it kicks you out every time you leave the app to scan a document or whatever else you need to do outside the app, so I definitely use the website more often.

Insurer: Pets Best

By: Ciara Maxwell

Verified January 22, 2021

refreshingly simple process

Had a mild emergency on New Year's Eve. The place I brought the dog to was a mess but filing a claim and receiving payout through Healthy Paws was refreshingly easy. Good to know at least one company out there is efficient.

Insurer: Healthy Paws

By: Rob Cottignies

January 22, 2021

Worst experience! Very unprofessional.

I did my research and felt that Trupanion was the right choice for me, so I signed my puppy up for a policy. After additional researching and discussions with other pet owners that have pet insurance I decided to go with Embrace. I called on the 14th day of my policy to cancel. The representative I spoke with very unprofessional and spoke to me as though I was a child being scolded. He said he give me 3 days to reconsider and continued to speak to me in a condescending tone even after I explained all of my reasons. 3 days later I received an email confirming my cancellation and was informed that I was being refunded a "prorated amount". I found this strange seeing as that we hadn't even gotten through our illness waiting period, barely through our accident period and never made a claim. All things said and done I would definitely not recommend Trupanion after the rude, unprofessional way I was treated.

Insurer: Trupanion

By: Maria

January 22, 2021

Good, yes, maybe. Fast, definitely not

I am reading the reviews and although I usually do not review I want to make one thing clear : PetsBest is NOT fast. It takes a minimum of 3 weeks for them to process and reimburse any claim, even the most straightforward. Many will take maximum a week. I compared and think the coverage is very well positioned for the price compared to competition but ‘Fast’ does not define the service. Also the detail of benefit is not always clear and it is very hard to tell why this or that or covered or not. I think this is the same with most others. If you want a good pet insurance for a reasonable price, maybe. But if you want a fast one, this would not be your first choice.

Insurer: Pets Best

By: Xavier RUSTE

January 22, 2021

Trupanion is amazing

Trupanion is amazing. Super clear in the communication and coverage, and claims are simple and easy to file using the website or the app. Highly recommend!

Insurer: Trupanion

By: Amie Bailey

January 22, 2021

This is absolutely a waste of your…

This is absolutely a waste of your money, my dog required surgery for a common ailment, though Healthy Paws in their final and much delayed resolution implied I had mistreated my beloved pet.. Do Not continue paying your premiums, Healthy Pet will list your claim under "Other Exclusions".....in other words .."we are not paying a cent"... This is a scam!

Insurer: Healthy Paws

By: Russell Rodriguez

January 22, 2021

Easy peasy

Easy peasy, every time! Prompt review and reimbursement per our coverage. Love it!

Insurer: Pets Best

By: Ian Riley

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