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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

9

out of 10

Insurance to prolong my Dog's life

Because of this insurance I can afford Diabetes treatment for my 12yr old female Blue Heeler/Spanial dog. In the past I have had to put cats to sleep because the cost to treat them was too expensive. ASPCA makes sending in forms easy and fast. Also they provide many levels of insurance coverage, the monthly payment is well worth the life of my companion. Even when I had a surgery and was a couple weeks late on my payment they got me back on track without losing coverage for Coqui.I just got my first receipts into the office. When I called they looked up my documents to tell me they were in process. I think it is important to cover your pet with insurance because they are part of your family.
  • INSURER: ASPCA
  • POSTED: 09/05/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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10

out of 10

A literal lifesaver for Duchess.........

This insurance has turned out to be a better investment than my healthcare insurance, dollar for dollar. I've had dogs most of my 63 years, but never got pet insurance until the summer of 2008 when I made the decision to buy some for my female pitbull Duchess. I found Duchess in the woods in GA about 5 years ago. She was in poor condition, having been overused for breeding and fighting purposes. She recovered from her injuries and severe heartworm infestation and was healthy until later in 2008. She was attacked by a much larger and younger male pitbull and suffered many deep bites and lacerations before I retrieved my gun and killed the other dog. I took her to pet emergency where she was stabilized and kept overnight. The next morning I picked her up and took her to our regular veterinarian, Walt Gregg, who did the surgeries that morning. The bill from both facilities was more than $1100.00. I submitted the billing, a copy of the medical records and the claim form to ASPCA Insurance via fax, got reimbursed more than $650.00 and the check arrived within a couple weeks of when I submitted the claim. It was better service than from my own healthcare insurance plan! Had that been the only time I needed to use the insurance it would be worth continuing to pay the small monthly premium anyway. But, in late October 2009 Duchess stopped walking. The expenses really were not that much so I was not going to file a claim for them. Then, after two months of no improvement I was referred to a neurosurgeon and as part of the appointment, Duchess had a MRI. Ultimately, I submitted two claims to ASPCA Insurance that totaled more than $2800.00, this time emailing the claim! Being able to either fax or email the claim saved so much time and effort! I received $1500.00 reimbursement and it again arrived within a couple or three weeks. If I did not have this insurance I could not have afforded to get the MRI for Duchess and consequently she would not have gotten an accurate diagnosis. Moreover, her condition was so bad the day I took her for the appointment and MRI that had I not gotten good news I was going to put her down the next day. But, knowing I had coverage and what the limit was ($1500) I was able to get the treatment Duchess needed and now she is very much improved. So in a very real way, Duchess is only alive and now enjoying her life because I had ASPCA insurance. For her it was a virtual life saver!
  • INSURER: ASPCA
  • POSTED: 09/05/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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10

out of 10

Prompt, professional, helpful

We are now into our second year of insurance from Embrace for our labrador retriever mix, and could not be more pleased. We have had two occasions to date to make claims and both times the response has been prompt, professional and personal. This is our first time using pet insurance, but it's hard to imagine any better service.
  • INSURER: Embrace
  • POSTED: 04/07/2018
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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10

out of 10

Great company

Very quick to process claims and keeps you up-to-date via emails. Very easy and no-problem claim processing (they don't give you a hard time on what they cover and what they don't, nor do they try to hide behind legalese or small print). They covered and quickly refunded everything I have submitted to them so far.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Dachshund
  • AGE OF PET: 1 - 8

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9

out of 10

Pet Insurance has already paid for itself

We rescued a one year old lab/border collie mix last year. Given the amount of energy Grady has, we wanted accident protection for him in case of an injury. We bought the level one coverage last year. As expected, Grady took a run through the woods and returned with a chest laceration requiring stitches. We were very pleased that ASPCA processed our claim in a timely manner. The provisions of payment were as described at the time of purcahse. We just renewed and increased to a level 2 coverage this year. We will continue to purchase this coverage for piece of mind.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Mix
  • AGE OF PET: 1 - 8

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1

out of 10

ASPCA pet Insurance SUCKS

I had this insurance on my adult Leonberger for years which is why I selected them for my new Leonberger puppy. His insurance coverage--Level 3--went into effect on November 15, 2010. During the rains we had in Southern California, he skidded down a muddy hill and slammed into a concrete abutment on our patio. That was AN ACCIDENT. He was covered under this policy for accidents--even the lower levels cover accidents on the date the policy goes into effect. He sustained a severe injury to his left front leg and ultimately, he required surgery by a veterinary orthopedist. This insurance company has denied payment of ALL bills, claiming it was an illness. The pathology report and all of the vets have called the mass removed which hampered his growth and ability to walk--a SEROMA. Seromas are caused by trauma, not illness. ASPCA still ignores my calls and letters and refuses to pay. I plan to sue but I would tell everyone to avoid signing up to this company. You are better off without insurance then to pay them a monthly fee when they refuse to honor their own contracts! The worst thing for us is because ASPCA Pet Insurance refuses to pay on this accident, we cannot afford to take him for the physical therapy that he needs to rebuild his leg and he remains in discomfort. I have taken a job and gone to work to save up for his rehabilitation but that takes time. If they would pay what their contract states--80%, we could begin therapy immediately.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Leonberger
  • AGE OF PET: Under a year

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8

out of 10

Three Active Dogs Make It a Necessity

With three active dogs (Thomas. Daniel and Jenny), there alway seems to be an illness or accident (however minor) cropping up. My husband and I are very glad we have the ASPCA insurance plan and wish we had had it when one of our former dogs (Meggie) tore first one ACL, then the other.My only problem is with the terms of the policy renewal, when a condition is treated in one calendar year and becomes "pre-existing" in the next, resulting in no further coverage for that issue. I can't imagine what would happen if human coverage ended that abruptly.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: English Setter
  • AGE OF PET: Over 8 years

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1

out of 10

PETS BEST IS A COMPANY TO STAY AWAY FROM

I HAD INSURANCE ON MY DOG FOR ALMOST 2 YEARS, BEGINING AT AGE 3 OR 4 MONTHS, AFTER NEEDING EMERGENCY CARE FOR MY DOG ONLY THIS ONCE, PETS BEST TURNED DOWN MY CLAIM AND I HAD TO PAY ALL OUT OF POCKET, I WAS TOLD BY MY VET THAT AS OF LATE THEY HAVE HAD NOTHING BUT PROBLEMS WITH PETS BEST, AND IT'S GETTING HARD TO GET THEM TO PAY FOR ANY CLAIMS, ONLY THING THEY ARE GOOD WITH IS SITTING BACK AND COLLECTION MONEY EACH MONTH FOR THE POLICES THEY SALE...WHAT A RIP OFF!
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: English Bulldog
  • AGE OF PET: 1 - 8

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10

out of 10

Pets best saved my beloved cat

My poor cat ate a hair tie. Could not eat anything and had to be saved by surgery. Bill came to over 2 k. I could not effort if it was not for the fact that 80% was covered by Pets Best. Now I have her back and she is alive and well.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Curl Shorthair
  • AGE OF PET: 1 - 8

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9

out of 10

Reimbersment

I have always had a good experience with my claims. The customer service reps have always been courteous and very helpful.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: West Highland Terrier
  • AGE OF PET: 1 - 8

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